1103 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 1103 Harding St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,366 sqft · built 1971
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$522,000 (Jul 2018)
Tax Bill	$6,674 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-351-05-00`

Property Details

APN / Parcel Number

Primary APN	`227-351-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1103 HARDING ST
City	ESCONDIDO
State	CA
Zip	92027-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 24 TR 006554
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	006554
Legal Block	4
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4010
Census Tract	20109

Owner

1103 Harding St is owned and occupied by an individual who bought it in July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1103 HARDING ST, ESCONDIDO, CA 92027-1408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 18, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 26, 2018	Deed of Trust, Mortgage ANA GROUP LLC
Feb 28, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	2018293264
Prior Transfer Date	Sep 10, 1993
Prior Transfer Doc	0000624588
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1103 HARDING ST, ESCONDIDO, CA 92027-1408
Document Number	0000250596
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 HARDING ST ESCONDIDO CA 920271408, ESCONDIDO, CA 92027-1408

Mortgage

Document Number	0000250596
Date	May 18, 2020
Instrument	250596

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	1103 HARDING ST, ESCONDIDO, CA 92027-1408
Document Number	0000293264
Map Reference	MAP 6554
Instrument Date	Jun 21, 2018
Instrument	2018-0293264
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 HARDING ST, ESCONDIDO, CA 92027-1408

Mortgage

Document Number	0000293265
Date	Jul 18, 2018
Instrument	2018-0293265

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1103 HARDING ST, ESCONDIDO, CA 92027-1408
Document Number	0000086915
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	17133 CASTELLO CIR SAN DIEGO CA 921272803, SAN DIEGO, CA 92127-2803

Mortgage

Document Number	0000086915
Date	Mar 6, 2018
Instrument	86915

Lender

Name	ANA GROUP LLC
Address	6209 ALVERTON DR, CARLSBAD, CA 92009-3061

Agreement

Amount	Amount on Record

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2018
Property Address	1103 HARDING ST, ESCONDIDO, CA 92027-1408
Document Number	0000077175
Instrument Date	Feb 13, 2018
Instrument	77175
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	17133 CASTELLO CIR SAN DIEGO CA 921272803, SAN DIEGO, CA 92127-2803

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Harding St was $6,674.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,939 (+2%) Land $282,828 Building $311,111
2025	$6,674.00	$582,294 Land $277,283 Building $305,011
2023	$6,391.00 (+1.08%)	$559,685 Land $266,517 Building $293,168
2022	$6,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1103 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1103 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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