1120 E Sandusky St, Findlay, OH 45840 Property Records

Hancock County property record for 1120 E Sandusky St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,215 sqft · built 1953
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 1993)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-173-04-023.000`

Property Details

APN / Parcel Number

Primary APN	`1011-173-04-023.000`
Alternative APN	`610000340480`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	2,094 sqft
Basement Area	276 sqft
Unfinished Basement	276 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	247 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1120 E SANDUSKY ST
City	FINDLAY
State	OH
Zip	45840-6445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R11 S17 PT SE COR W1/2 SW1/4
Legal Range	11E
Legal Township	01N
Legal Section	17
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4023
Census Tract	700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 E SANDUSKY ST, FINDLAY, OH 45840-6445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Transfer on Death Deed, Transfer
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 1993 · Amount on Record
Deed Sale	Sep 7, 1993 · Amount on Record
Prior Sale	Jul 13, 1989
Last Transfer Date	May 31, 2023
Transfer Doc	02603/3525
Record Updated	Sep 20, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 7, 2023
Property Address	1120 E SANDUSKY ST, FINDLAY, OH 45840-6445
Document Number	02603/3525
Book / Page	2603 / 3525
Instrument Date	Jun 2, 2023
Instrument	202300003734
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1120 E SANDUSKY ST, FINDLAY, OH 45840-6445
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	LEADERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2579/4035
Date	Mar 12, 2021
Book Page	2579/4035
Instrument	202100002930

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+1.84%) Homeowner's exemption	$61,340 (+18.01%) Land $9,450 Building $51,890	$175,260 (+18%) Land $26,990 Building $148,270
2024	$1,846.00 (-0.16%)	$51,980 (-) Land $8,000 Building $43,980
2023	$1,849.00 Homeowner's exemption	$51,980 Land $8,000 Building $43,980
2022			$148,520 Land $22,870 Building $125,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	125 (1981–2019)
Claims Outside the SFHA	11 of 125
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless.

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