1120 E Elgin St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1120 E Elgin St, Gilbert, AZ 85295 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage2,398 sqft Living Area
Lot Size7,578 sqft (0.174 acres)
Pool404 sqft
Last Sale$272,500 (2012)
Tax Bill$2,712.00 (2025)

Owner

Source: Maricopa County records · APN 304-45-309

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK
Jun 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
SPRING EQ LLC
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NATIONWIDE MORTGAGE COMPANY INC
Aug 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Sep 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 02, 2020Re-recorded Document · Conventional Mortgage
AMERICAN NATIONWIDE MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2012 · Amount on Record
Deed SaleMay 01, 2012 · Amount on Record
Prior SaleJul 29, 2011 · Amount on Record
Deed Doc Number2012365024
Prior Transfer DateMay 26, 2006
Prior Transfer Doc0000772651
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateJul 13, 2026
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Document Number0000414610
Instrument DateJul 03, 2026
Instrument2026414610
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 E ELGIN ST, GILBERT, AZ 85295-1725

Mortgage

Document Number0000414610,
DateJul 13, 2026
Instrument2026414610
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 09, 2056
Interest
Rate6.48%
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 E ELGIN ST, GILBERT, AZ 85295-1725

Mortgage

Document Number0000512994
DateJun 20, 2022
Instrument20220512994
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 E ELGIN ST, GILBERT, AZ 85295-1725

Mortgage

Document Number0001061568
DateNov 02, 2020
Instrument20201061568
Lender
NameAMERICAN NATIONWIDE MORTGAGE COMPANY INC
TypeMortgage Company
AddressTAMPA, FL 33624
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000590596
DateAug 11, 2017
Instrument2017-0590596
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000752403
DateSep 24, 2019
Instrument20190752403
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000335398
DateApr 20, 2020
Instrument20200335398
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

November 2020: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARICOPA AZ
Recording DateNov 02, 2020
Property Address1120 E ELGIN ST, GILBERT, AZ 85295-1725
Document Number0001061567
Map ReferenceMB 474 PG 18
Instrument DateApr 20, 2012
Instrument20201061567
Record UpdatedSep 14, 2021
Title CompanyMULTIPLE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3301 E RAY RD APT 3083, 3083, GILBERT, AZ 85296-4570

Mortgage

Document Number0001061568
DateNov 02, 2020
Instrument20201061568
Lender
NameAMERICAN NATIONWIDE MORTGAGE COMPANY INC
TypeMortgage Company
AddressTAMPA, FL 33624
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$57,280 (+61.35%)$572,800 (+6.93%) Land $114,500 Building $458,300
2025$2,712.00 (+3.16%)$35,501 (-38.7%)$535,700 (-7.49%) Land $107,100 Building $428,600
2024$57,910$579,100 Land $115,800 Building $463,300
2023$2,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-45-309
Alternative APN
  • 304453093

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,398 sqft Living Area
Gross Area2,581 sqft Gross Area
1st Floor2,398 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area7,578 sqft (0.174 acres)
Parking Spaces3 Parking Spaces
Pool Area404 sqft Pool
Patio Area160 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1120 E ELGIN ST
CityGILBERT
StateAZ
Zip85295-1725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41
Legal Range6E
Legal Township1S
Legal Section32
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 18
Legal Lot Number95
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup3
Census Block3002
Census Tract815402

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