1097 E Elgin St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1097 E Elgin St, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage3,067 sqft Living Area
Lot Size7,590 sqft (0.174 acres)
Pool390 sqft
OccupancyOwner Occupied
Last Sale$295,000 (2010)
Tax Bill$2,840.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-45-300

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Building Area3,067 sqft Living Area
1st Floor1,743 sqft 1st Floor
2nd Floor1,324 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area7,590 sqft (0.174 acres)
Parking Spaces3 Parking Spaces
Pool Area390 sqft Pool
Patio Area163 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1097 E ELGIN ST
CityGILBERT
StateAZ
Zip85295-1724
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSW
Legal Quarter QuarterNE
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 18
Legal Lot Number86
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup3
Census Block3007
Census Tract815402

Owner

Source: Maricopa County records · APN 304-45-300

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1097 E ELGIN ST, GILBERT, AZ 85295-1724
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2024Beneficiary Deed, Transfer
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2010 · Amount on Record
Deed SaleDec 10, 2010 · Amount on Record
Prior SaleJun 02, 2005 · Amount on Record
Deed Doc Number0001077763
Last Transfer DateJul 19, 2024
Transfer Doc0000383503
Record RefreshedJun 08, 2026

July 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionMARICOPA AZ
Recording DateJul 19, 2024
Property Address1097 E ELGIN ST, GILBERT, AZ 85295-1724
Document Number0000383503
Map ReferenceMB 573 PG 41
Instrument DateJul 18, 2024
Instrument20240383503
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 E ELGIN ST, GILBERT, AZ 85295-1724

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1097 E ELGIN ST, GILBERT, AZ 85295-1724
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000357795
DateApr 27, 2020
Instrument20200357795
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$62,500 (-0.84%)$625,000 (-0.84%) Land $125,000 Building $500,000
2025$2,840.00 (+3.16%)
2024$63,030$630,300 Land $126,000 Building $504,300
2023$2,753.00

Flood & Wildfire

1097 E Elgin St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Elgin St

Nearby Streets

Search Property Records by Address or Parcel Number