Whatcom County property record for 1120 E Axton Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,460 sqft · built 2003 |
| Lot Size | 7.76 acres (338,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Nov 2004) |
| Tax Bill | $13,413 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390321-300070-0000 |
| Primary APN | 390321-300070-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,460 sqft Living Area |
| Gross Area | 5,971 sqft |
| 1st Floor Area | 3,399 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 338,026 sqft (7.76 acres) |
| Garage Type | Attached |
| Garage Area | 1,016 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 448 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 103597 |
|---|---|
| Street Address | 1120 E AXTON RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | ELY 2/3 OF W 1/2 SW SE-LESS RDS-EXC PTN DAF-BEG AT SE COR OF TR DAF-ELY 2/3 OF W 1/2 SW SE-LESS RD-TH W ALG S LI THEREOF 100 FT-TH N 200 FT-TH W 100 FT- TH N TO N LI OF SD ELY 2/3 OF W 1/2 SW SE-TH E TO NE COR OF SD ELY 2/3 OF W 1/2 SW SE-TH S TO POB |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 21 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10701 |
1120 E Axton Rd is owned and occupied by two individuals who bought it in November 2004.
Source: Whatcom County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1120 E AXTON RD, BELLINGHAM, WA 98226-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Oct 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2004 · Amount on File |
| Deed Sale | Nov 4, 2004 · Amount on File |
| Deed Document Number | 20041100822 |
| Prior Transfer Date | Aug 17, 2001 |
| Prior Transfer Doc | 0000803055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1120 E AXTON RD, BELLINGHAM, WA 98226-9757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1120 E AXTON RD, BELLINGHAM, WA 98226-9757 |
| Document Number | 0000103419 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022-0103419 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1120 E AXTON RD, BELLINGHAM, WA 98226-9757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001002221 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022-1002221 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
The 2026 property tax bill for 1120 E Axton Rd was $13,413, up 1.5% from the year before.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,413.00 (+1.5%) | ||
| 2025 | $13,215.00 | $1,507,813 Land $315,572 Building $1,192,241 | $1,507,813 Land $315,572 Building $1,192,241 |
| 2022 | $1,490,086 Land $446,759 Building $1,043,327 | $1,490,086 Land $446,759 Building $1,043,327 | |
| 2021 | $10,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 E Axton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1120 E Axton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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