Whatcom County property record for 1095 E Axton Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,410 sqft · built 1977 |
| Lot Size | 9.77 acres (425,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,573 (Jan 1999) |
| Tax Bill | $7,418 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 390328-249464-0000 |
| Primary APN | 390328-249464-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 425,581 sqft (9.77 acres) |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 358 sqft |
| Deck Area | 500 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 104569 |
|---|---|
| Street Address | 1095 E AXTON RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 1/2 E 1/2 NE NW-LESS RD |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 28 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10701 |
Source: Whatcom County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1095 E AXTON RD, BELLINGHAM, WA 98226-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Mar 27, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 1999 · Amount on Record |
| Deed Sale | Jan 19, 1999 · Amount on Record |
| Deed Document Number | 19991990102217 |
| Last Transfer Date | Sep 30, 2013 |
| Transfer Doc | 0001000387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1095 E AXTON RD, BELLINGHAM, WA 98226-9756 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|
| Document Number | 0001202311 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025-1202311 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 27, 2023 |
| Property Address | 1095 E AXTON RD, BELLINGHAM, WA 98226-9756 |
| Document Number | 0000301834 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023-0301834 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,418.00 (+1.56%) | ||
| 2025 | $7,304.00 (+8.21%) | $833,449 (-13.36%) Land $295,878 Building $537,571 | $833,449 (-13.36%) Land $295,878 Building $537,571 |
| 2022 | $961,994 Land $450,925 Building $511,069 | $961,994 Land $450,925 Building $511,069 | |
| 2021 | $6,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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