Oakland County property record for 1120 E 2nd St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,954 sqft · built 2013 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $457,500 (Dec 2019) |
| Tax Bill | $7,229 (2025) |
| Deeds & Mortgages | May 2026 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-204-008 |
| Primary APN | 72-25-22-204-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 114 ft deep x 44 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 97 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1120 E 2ND ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB LOT 540 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 540 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 184400 |
1120 E 2nd St is owner-occupied and held in a trust since December 2019.
Source: Oakland County records, as of June 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1120 E 2ND ST, ROYAL OAK, MI 48067-2994 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP INC |
| Dec 19, 2019 | Warranty Deed, Transfer · Conventional with PMI ADVISORS CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Prior Sale | May 7, 2014 · Amount on File |
| Deed Document Number | 2019212592 |
| Deed Book / Page | 53631 / 529 |
| Prior Transfer Date | Oct 13, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 22, 2026 |
| Property Address | 1120 E 2ND ST, ROYAL OAK, MI 48067-2994 |
| Document Number | 0000069234 |
| Book / Page | 61218 / 579 |
| Instrument Date | May 15, 2026 |
| Instrument | 202669234 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1120 E 2ND ST, ROYAL OAK, MI 48067-2994 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1120 E 2ND ST, ROYAL OAK, MI 48067-2994 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1120 E 2ND ST, ROYAL OAK, MI 48067-2994 |
| Document Number | 0000071036 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 55907/447 |
| Instrument | 71036 |
| Name | ADVISORS MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NOVI, MI 48375 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Apr 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 19, 2019 |
| Property Address | 1120 E 2ND ST, ROYAL OAK, MI 48067-2994 |
| Document Number | 0000212592 |
| Book / Page | 053631 / 000529 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 212592 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 E 2ND ST ROYAL OAK MI 480672994, ROYAL OAK, MI 48067-2994 |
| Document Number | 210106 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 053614/000603 |
| Instrument | 210106 |
| Name | ADVISORS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | NOVI, MI 48375 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 18, 2034 |
The 2025 property tax bill for 1120 E 2nd St was $7,229 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,229.00 (-22.08%) Homeowner's exemption | $277,930 | $555,860 |
| 2024 | $9,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 E 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1120 E 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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