Oakland County property record for 1117 E 2nd St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,657 sqft · built 1968 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2021) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-202-013 |
| Primary APN | 72-25-22-202-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 806 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 123 ft deep x 45 ft wide |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 279 sqft |
| Deck Area | 153 sqft |
| Patio Area | 153 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1117 E 2ND ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 GANGER'S SUB LOT 4 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | GANGERS SUB |
| Legal Lot Number | 4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 184400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Dec 26, 2023 | Intrafamily Transfer, Transfer |
| Feb 22, 2024 | Intrafamily Transfer, Transfer |
| Jun 8, 2023 | Intrafamily Transfer, Transfer |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Deed Document Number | 202161679 |
| Deed Book / Page | 55851 / 116 |
| Last Transfer Date | Nov 21, 2023 |
| Transfer Doc | 0000017617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Number | 0000007999 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 59129/769 |
| Instrument | 7999 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 26, 2023 |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Number | 0000138708 |
| Book / Page | 59081 / 430 |
| Map Reference | LB 34 PG 3 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 138708 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 22, 2024 |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Number | 0000017617 |
| Book / Page | 59179 / 765 |
| Map Reference | LB 34 PG 3 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 17617 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 8, 2023 |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Number | 0000062307 |
| Book / Page | 58656 / 335 |
| Map Reference | LB 34 PG 3 |
| Instrument Date | May 30, 2023 |
| Instrument | 62307 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Number | 0000303851 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 57351/302 |
| Instrument | 303851 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071355 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 51759/00813 |
| Instrument | 71355 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 9, 2021 |
| Property Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Document Number | 0000061679 |
| Book / Page | 55851 / 116 |
| Map Reference | LB 34 PG 3 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 61679 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1117 E 2ND ST, ROYAL OAK, MI 48067-2951 |
| Investor | Possibly a Property Investor |
| Document Number | 0055851118 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 55851/118 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,489.00 (-22.07%) Homeowner's exemption | $168,520 (+52.29%) | $337,040 (+52.29%) |
| 2024 | $4,477.00 (+11.2%) | ||
| 2022 | $4,026.00 | ||
| 2018 | $110,660 | $221,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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