1120 Dodd Rd, Richmond, KY 40475 Property Records

Madison County property record for 1120 Dodd Rd, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	134 acres (5,862,305 sqft)
Owner	Individual Name on File
Tax Bill	$612 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0120-0000-0016`

Property Details

APN / Parcel Number

Primary APN	`0120-0000-0016`
Alternative APNs	`125190` `88124` `54773`

Exterior

Lot Area	5,862,305 sqft (134 acres)

Location & Zoning

Account Number	54773
Street Address	1120 DODD RD
City	RICHMOND
State	KY
Zip	40475-9522
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT 1 & 2 (134.58 ACRES)
Legal Subdivision	SCUDDER PEARSON LAND ESTATE
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1037
Census Tract	11002

Owner

1120 Dodd Rd, an agricultural property, is owned by an individual who acquired it in January 2020.

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	159 PRIMROSE CIR, RICHMOND, KY 40475-6833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 29, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 28, 2020
Transfer Doc	D00783/729
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1120 DODD RD, RICHMOND, KY 40475-9522
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	RAINBOW TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 DODD RD, RICHMOND, KY 40475-9522

Mortgage

Document Number	00M2279/29
Date	Jan 22, 2024
Book Page	M2279/29
Instrument	2014187057

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1120 DODD RD, RICHMOND, KY 40475-9522
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	RAINBOW TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 PRIMROSE CIR, RICHMOND, KY 40475-6833

Mortgage

Document Number	00M2279/50
Date	Jan 22, 2024
Book Page	M2279/50
Instrument	2014187058

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jan 29, 2020
Property Address	1120 DODD RD, RICHMOND, KY 40475-9522
Document Number	D00783/729
Book / Page	D00783 / 729
Instrument Date	Jan 28, 2020
Instrument	2014006251
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3049 BRASSFIELD RD, 3049, RICHMOND, KY 40475-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 PRIMROSE CIR, RICHMOND, KY 40475-6833

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Dodd Rd was $612.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00	$65,000	$65,000
2023	$526.00	$54,300	$54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Dodd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Dodd Rd is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

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