1183 Dodd Rd, Richmond, KY 40475 Property Records

Madison County property record for 1183 Dodd Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,548 sqft
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0120-0000-0006-AB`

Property Details

APN / Parcel Number

Primary APN	`0120-0000-0006-AB`
Alternative APNs	`103760` `141047` `71141`

Interior

Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	43,996 sqft (1.01 acres)
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	71141
Street Address	1183 DODD RD
City	RICHMOND
State	KY
Zip	40475-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 (1.01 ACRE)
Legal Subdivision	DODD ROAD
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1024
Census Tract	11002

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1183 DODD RD, RICHMOND, KY 40475-9522
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage WHITAKER BANK INC
Jun 12, 2023	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
May 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 13, 2024
Transfer Doc	000D850/73
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Mar 18, 2024
Property Address	1183 DODD RD, RICHMOND, KY 40475-9522
Document Number	000D850/73
Book / Page	D850 / 73
Map Reference	MB P18 PG 72
Instrument Date	Mar 13, 2024
Instrument	2014195000
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 DODD RD, RICHMOND, KY 40475-9522

Mortgage

Document Number	2014195001
Date	Mar 18, 2024
Instrument	2014195001

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1183 DODD RD, RICHMOND, KY 40475-9522
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 DODD RD, RICHMOND, KY 40475-9522

Mortgage

Document Number	0M2239/698
Date	Jun 12, 2023
Book Page	M2239/698
Instrument	2014150299

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 9, 2023

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	May 30, 2019
Property Address	1183 DODD RD, RICHMOND, KY 40475-9522
Document Number	D00774/118
Book / Page	D00774 / 118
Instrument Date	May 28, 2019
Instrument	2013993256
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 DODD RD, RICHMOND, KY 40475-9522

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 (-2.73%)	$117,000 (-)	$117,000 (-)
2023	$1,134.00	$117,000	$117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

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