St. Joseph County property record for 1120 8th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Feb 2026) |
| Tax Bill | $1,597 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jan 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-299-013-00 |
| Primary APN | 051-299-013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 1,096 sqft |
| Unfinished Basement | 1,096 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 631 ft deep x 68.8 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1120 8TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BEG ON S LN OF NW 1/4 OF NW 1/4 OF SW 1/4 OF SEC 20 ON E LN OF 8TH ST TH E 644 FT TH N 68 3/4 FT TH W 644 FT TH S 68-3/4 FT T |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3040 W MICHIGAN AVE, KALAMAZOO, MI 49006-5518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage ICON MORTGAGE LENDING INC |
| Jan 30, 2024 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| May 30, 2023 | Warranty Deed, Transfer OAK TITLE SERVICES LLC |
| Jul 20, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | May 30, 2023 · Amount on Record |
| Deed Document Number | 20261007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 13, 2026 |
| Property Address | 1120 8TH ST, THREE RIVERS, MI 49093-1724 |
| Document Number | 2026001007 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026001007 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1170 N 720 W, SHIPSHEWANA, IN 46565-9422 |
| Name | Verified Name |
|---|---|
| Address | 3040 W MICHIGAN AVE, KALAMAZOO, MI 49006-5518 |
| Document Number | 2026001008 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026001008 |
| Name | ICON MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1120 8TH ST, THREE RIVERS, MI 49093-1724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024000653 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024000653 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, IN 46761 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 248 Months |
| Due | Sep 26, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 30, 2023 |
| Property Address | 1120 8TH ST, THREE RIVERS, MI 49093-1724 |
| Document Number | 2023004033 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023004033 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 8TH ST, THREE RIVERS, MI 49093-1724 |
| Name | Verified Name |
|---|---|
| Address | 1170 N 720 W, SHIPSHEWANA, IN 46565-9422 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1120 8TH ST, THREE RIVERS, MI 49093-1724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1878/0230 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 1878/0230 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2032 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,800 (-0.5%) | $119,600 (-0.5%) | |
| 2025 | $1,597.00 (+136.94%) Homeowner's exemption | $60,100 (+57.33%) Land $8,200 Building $51,900 | $120,200 (+57.33%) Land $16,400 Building $103,800 |
| 2024 | $674.00 (-47.18%) | ||
| 2023 | $38,200 Land $2,600 Building $35,600 | $76,400 Land $5,200 Building $71,200 | |
| 2022 | $1,276.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1989) |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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