1110 8th St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1110 8th St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,387 sqft · built 1900
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jul 2023)
Tax Bill$3,287 (2025)
Deeds & MortgagesJul 2023 Sale
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN051-299-016-00

Property Details

APN / Parcel Number

Primary APN051-299-016-00

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,387 sqft Living Area
1st Floor Area1,036 sqft
Basement Area1,036 sqft
Unfinished Basement1,036 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area37,897 sqft (0.87 acres)
Lot Dimensions631 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1110 8TH ST
CityTHREE RIVERS
StateMI
Zip49093-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCOM ON C/L 8TH ST 188.75 FT N OF S LN NW 1/4 NW 1/4 SW 1/4 NW COR SEC 20 T6S R11W AS POB TH E 631 FT TH N 60 FT TH W TO SD C/
Legal Range11W
Legal Township06S
Legal Section20
Legal SubdivisionCITY OF THREE RIVERS
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2014
Census Tract40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1110 8TH ST, THREE RIVERS, MI 49093-1724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 17, 2023Warranty Deed, Transfer · Conventional Mortgage
OAK MORTGAGE LLC
Feb 16, 2023Land Contract, Transfer
Jan 21, 2020Deed of Trust, Mortgage
LARRY D RICHMAN REVOCABLE TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on File
Deed SaleJul 17, 2023 · Amount on File
Prior SaleJul 17, 2023 · Amount on File
Deed Document Number20235092
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJul 17, 2023
Property Address1110 8TH ST, THREE RIVERS, MI 49093-1724
Document Number2023005091
Instrument DateJul 11, 2023
Instrument2023005091
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 N DOUGLAS ST, BRONSON, MI 49028-1218

Transferred To (Grantee/Buyer)

NameVerified Name
Address8724 N 14TH ST, KALAMAZOO, MI 49009-6378
InvestorPossibly a Property Investor

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJul 17, 2023
Property Address1110 8TH ST, THREE RIVERS, MI 49093-1724
Document Number2023005092
Instrument DateJul 11, 2023
Instrument2023005092
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8724 N 14TH ST, KALAMAZOO, MI 49009-6378

Transferred To (Grantee/Buyer)

NameVerified Name
Address52551 N US HIGHWAY 131, THREE RIVERS, MI 49093-9752

Mortgage

Document Number2023005093
DateJul 17, 2023
Instrument2023005093
Lender
NameOAK MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

February 2023: Land Contract, Transfer

Document TypeLand Contract
JurisdictionST JOSEPH MI
Recording DateFeb 16, 2023
Property Address1110 8TH ST, THREE RIVERS, MI 49093-1724
Document Number2023001012
Instrument DateFeb 15, 2023
Instrument2023001012
Transaction TypeTransfer
Record UpdatedMar 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 N DOUGLAS ST, BRONSON, MI 49028-1218

Transferred To (Grantee/Buyer)

NameVerified Name
Address8724 N 14TH ST, KALAMAZOO, MI 49009-6378
InvestorPossibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address1110 8TH ST, THREE RIVERS, MI 49093-1724
Transaction TypeMortgage
Record UpdatedJul 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1993/0186
DateJan 21, 2020
Book Page1993/0186
Lender
NameLARRY D RICHMAN REVOCABLE TRUST
TypeNon-Lending Institution
AddressTHREE RIVERS, MI 49093
Agreement
AmountAmount on Record
Term1 Months
DueFeb 8, 2020
Interest
Rate10%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,500 (+167.86%) Land $7,400 Building $75,100$165,000 (+167.86%) Land $14,800 Building $150,200
2025$3,287.00 (+138.36%) Homeowner's exemption
2023$30,800 Land $2,300 Building $28,500$61,600 Land $4,600 Building $57,000
2022$1,379.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1989)
Most Recent ClaimJun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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