1120 14th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1120 14th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,285 sqft · built 1975
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Nov 2007)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Nov 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0046572000`

Property Details

APN / Parcel Number

Primary APN	`0046572000`
Alternative APN	`0000465720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	1,285 sqft
Basement Area	1,285 sqft
Finished Basement	624 sqft
Unfinished Basement	661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Slab
Porch Area	99 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	1120 14TH ST
City	SHELDON
State	IA
Zip	51201-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMOGES ADDITION LOT 10 BLK 1
Legal Subdivision	LIMOGES ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4041
Census Tract	490300

Owner

1120 14th St is owned and occupied by two individuals who bought it in November 2007.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1120 14TH ST, SHELDON, IA 51201-2204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Nov 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Nov 20, 2007	Legal Action/Court Order, Foreclosure · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2007 · Amount on File
Deed Sale	Nov 20, 2007 · Amount on File
Deed Document Number	20072923
Record Updated	Oct 29, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200901205
Date	Apr 28, 2009
Instrument	2009-01205

Lender

Name	PEOPLES BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201202811
Date	Nov 6, 2012
Instrument	2012-02811

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802824
Date	Dec 21, 2018
Instrument	2018-02824

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 26, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100064
Date	Jan 6, 2021
Instrument	2021-00064

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100064
Date	Jan 6, 2021
Instrument	2021-00064

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802824
Date	Dec 21, 2018
Instrument	2018-02824

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 26, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	O'BRIEN IA
Recording Date	Nov 20, 2007
Property Address	1120 14TH ST, SHELDON, IA 51201-2204
Document Number	0200702923
Instrument Date	Jul 11, 2007
Instrument	2007-02923
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 14TH ST, SHELDON, IA 51201-2204

Mortgage

Document Number	0200702924
Date	Nov 20, 2007
Instrument	2007-02924

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2037

Interest

Type Change Date	Nov 1, 2010

Tax Assessment & Valuation

The 2025 property tax bill for 1120 14th St was $3,396 with a homeowner's exemption, up 5.1% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,396.00 (+5.14%) Homeowner's exemption	$233,470 Land $22,210 Building $211,260	$233,470 Land $22,210 Building $211,260
2024	$3,230.00
2023		$206,340 (+24.33%) Land $22,210 Building $184,130	$206,340 Land $22,210 Building $184,130
2022	$2,788.00 Homeowner's exemption	$165,960 Land $10,500 Building $155,460
2021			$165,960 Land $10,500 Building $155,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 14th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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