1105 14th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1105 14th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,550 sqft · built 1992
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,500 (Aug 2026)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Oct 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0040500000`

Property Details

APN / Parcel Number

Primary APN	`0040500000`
Alternative APN	`0000405000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
1st Floor Area	1,127 sqft
Basement Area	1,127 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	305 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	960 sqft
Porch	Slab
Porch Area	57 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Old Parcel Number	0000405000
Street Address	1105 14TH ST
City	SHELDON
State	IA
Zip	51201-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIXTH ADDITION LOTS 7-8-9-10-11-12 BLK 79
Legal Subdivision	SIXTH ADD
Legal Block	79
Legal Lot Number	7-12
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4039
Census Tract	490300

Owner

Source: O'Brien County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 14TH ST, SHELDON, IA 51201-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS STATE BANK
Oct 4, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	20262445
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 31, 2026
Property Address	1105 14TH ST, SHELDON, IA 51201-2205
Document Number	0000002445
Instrument Date	Aug 28, 2026
Instrument	20262445
Transaction Type	Construction Loan
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,771.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 14TH ST, SHELDON, IA 51201-2205

Mortgage

Document Number	0000002446,
Date	Aug 31, 2026
Instrument	20262446

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2027

Interest

Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Oct 4, 2021
Property Address	1105 14TH ST, SHELDON, IA 51201-2205
Document Number	202102867
Instrument Date	Sep 29, 2021
Instrument	2021-02867
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 14TH ST, SHELDON, IA 51201-2205

Mortgage

Document Number	202102868
Date	Oct 4, 2021
Instrument	2021-02868

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00 (-4.3%) Homeowner's exemption	$394,540 (+7.15%) Land $24,110 Building $370,430	$394,540 (+7.15%) Land $24,110 Building $370,430
2024	$6,117.00 (+13.4%)
2023		$368,210 (+17.67%) Land $24,110 Building $344,100	$368,210 (+17.67%) Land $24,110 Building $344,100
2022	$5,394.00 Homeowner's exemption	$312,920 Land $16,070 Building $296,850
2021			$312,920 Land $16,070 Building $296,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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