Madison County property record for 112 Woods Point Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,118 sqft |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,400 (Apr 2017) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0098-0001-0015 |
| Primary APN | 0098-0001-0015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,118 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 49479 |
|---|---|
| Street Address | 112 WOODS POINT DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDFLOWER ESTS LOT 15 PH 2 |
| Legal Subdivision | WILDFLOWER ESTATES |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11103 |
112 Woods Point Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Madison County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK N A |
| Jan 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 6, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on File |
| Deed Sale | Apr 6, 2017 · Amount on File |
| Deed Document Number | 20172013956791 |
| Deed Book / Page | 00743 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 27, 2026 |
| Property Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 0M2471/299 |
| Book / Page | 2471 / 299 |
| Instrument Date | May 18, 2026 |
| Instrument | 202614351468 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 0014351468, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 2471/299 |
| Instrument | 202614351468 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2214/480 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | M2214/480 |
| Instrument | 2014129840 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01967/744 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | M01967/744 |
| Instrument | 2014018016 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 6, 2017 |
| Property Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | D00743/158 |
| Book / Page | D00743 / 158 |
| Map Reference | MB13 PG1 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2013956791 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 WHITE STATION RD, 616, BEREA, KY 40403-9759 |
| Name | Verified Name |
|---|---|
| Address | 112 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 2013956792 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2013956792 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 112 Woods Point Dr was $2,027.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 | $215,000 | $215,000 |
| 2023 | $1,439.00 | $148,400 | $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Woods Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Woods Point Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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