Madison County property record for 124 Woods Point Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.31 acres (101,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $33,000 (Dec 2023) |
| Tax Bill | $311 (2025) |
| Deeds & Mortgages | May 2025 Construction Loan Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0098-0001-0046 |
| Primary APN | 0098-0001-0046 |
|---|---|
| Alternative APNs |
|
| Lot Area | 101,059 sqft (2.31 acres) |
|---|
| Account Number | 51202 |
|---|---|
| Street Address | 124 WOODS POINT DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDFLOWER ESTS LOT 46 PH 3 |
| Legal Subdivision | WILDFLOWER ESTATES |
| Legal Phase | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11103 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1261 CLARK RD, IRVINE, KY 40336-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2025 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Dec 12, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on Record |
| Deed Sale | Dec 12, 2023 · Amount on Record |
| Deed Document Number | 2014181808 |
| Deed Book / Page | D846 / 624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 124 WOODS POINT DR, BEREA, KY 40403-9682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1261 CLARK RD, IRVINE, KY 40336-6015 |
| Document Number | 0M2376/589 |
|---|---|
| Date | May 6, 2025 |
| Book Page | M2376/589 |
| Instrument | 2014258940 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 12, 2023 |
| Property Address | 124 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 00D846/624 |
| Book / Page | D846 / 624 |
| Map Reference | MB P13 PG 34 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2014181808 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 HILLCREST DR, BEREA, KY 40403-1849 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1261 CLARK RD, IRVINE, KY 40336-6015 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311.00 (+60.31%) Additional exemption filed | $33,000 (+65%) | $33,000 (+65%) |
| 2023 | $194.00 | $20,000 (-) | $20,000 (-) |
| 2022 | $194.00 | $20,000 | $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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