112 White Pine Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 112 White Pine Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,580 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Oct 2021)
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Sale & Mortgage + 3 more
APN	`04-31-0-216-009`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-216-009`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	112 WHITE PINE AVE
City	O FALLON
State	IL
Zip	62269-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE TREE ESTATES 2ND ADDITION RESUB OF LOT/SEC-2 A02720735
Legal Subdivision	PINE TREE ADDITION
Legal Block	216
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Dec 11, 2020	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Oct 30, 2020	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Jul 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20212720735
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0002620630
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WHITE, O FALLON, IL 62269

Mortgage

Document Number	0A02798661
Date	Nov 21, 2023
Instrument	A02798661

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 7, 2021
Property Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533
Document Number	A02720735
Map Reference	MB 72 PG 91
Instrument Date	Oct 6, 2021
Instrument	A02720735
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533

Mortgage

Document Number	A02720736
Date	Oct 7, 2021
Instrument	A02720736

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2020
Property Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533
Document Number	00A2679354
Instrument Date	Oct 16, 2020
Instrument	2679354
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 HAYDEN DR #7 MASCOUTAH IL 622585512, 7, MASCOUTAH, IL 62258-5512

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 30, 2020
Property Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533
Document Number	00A2673617
Instrument Date	Oct 16, 2020
Instrument	2673617
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 HAYDEN DR MASCOUTAH IL 622585512, MASCOUTAH, IL 62258-5512

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 25, 2019
Property Address	112 WHITE PINE AVE, O FALLON, IL 62269-2533
Document Number	00A2620452
Instrument Date	Jul 24, 2019
Instrument	2620452
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WHITE PINE AVE O FALLON IL 622692533, O FALLON, IL 62269-2533

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,255.00 (+8.42%)	$72,903 (+9.62%) Land $12,816 Building $60,087	$218,709 (+9.62%) Land $38,448 Building $180,261
2024	$4,847.00	$66,505 (+22.55%) Land $11,691 Building $54,814	$199,515 (+22.55%) Land $35,073 Building $164,442
2022		$54,266 Land $9,539 Building $44,727	$162,798 Land $28,617 Building $134,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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