111 White Pine Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 111 White Pine Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,580 sqft · built 1983
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2003)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Mortgage
APN	`04-31-0-212-034`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-212-034`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	111 WHITE PINE AVE
City	O FALLON
State	IL
Zip	62269-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE TREE ESTATES 2ND ADDITION RESUB OF LOT/SEC-12 DOC A01781596
Legal Subdivision	PINE TREE ADDITION
Legal Block	212
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2011
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 WHITE PINE AVE, O FALLON, IL 62269-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME LENDING USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2003 · Amount on Record
Deed Sale	Aug 13, 2003 · Amount on Record
Deed Document Number	20031781596
Deed Book / Page	3898 / 99
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	111 WHITE PINE AVE, O FALLON, IL 62269-2509
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WHITE PINE AVE, O FALLON, IL 62269-2509

Mortgage

Document Number	0A02792001
Date	Sep 14, 2023
Instrument	A02792001

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	111 WHITE PINE AVE, O FALLON, IL 62269-2509
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02686530
Date	Feb 5, 2021
Instrument	A02686530

Lender

Name	AMERICAN HOME LENDING USA LLC
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,981.00	$69,108 (+34.34%) Land $14,059 Building $55,049	$207,324 (+34.34%) Land $42,177 Building $165,147
2022		$51,442 Land $10,465 Building $40,977	$154,326 Land $31,395 Building $122,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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