112 W Morgan St, Clayton, IL 62324 Property Records

Adams County property record for 112 W Morgan St, Clayton, IL 62324

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,443 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Aug 2024)
Tax Bill	$1,724 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010053800000`

Property Details

APN / Parcel Number

Primary APN	`010053800000`

Exterior

Lot Area	10,443 sqft (0.24 acres)

Location & Zoning

Street Address	112 W MORGAN ST
City	CLAYTON
State	IL
Zip	62324-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 34 1N5W LOT 131 ORIGINAL SURVEY LOT 131
Legal Range	05W
Legal Township	01N
Legal Section	34
Legal Subdivision	VILLAGE OF CLAYTON
Legal Lot Number	131
Jurisdiction	ADAMS IL
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4042
Census Tract	10200

Owner

112 W Morgan St is owned and occupied by two individuals who bought it in August 2024.

Source: Adams County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 W MORGAN ST, CLAYTON, IL 62324-1527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage BEARDSTOWN SAVINGS BANK
Oct 17, 2018	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL STATE BANK
Mar 29, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	Feb 17, 2021 · Amount on File
Deed Document Number	20244664
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	112 W MORGAN ST, CLAYTON, IL 62324-1527
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R06933
Date	Nov 18, 2025
Instrument	2025R-06933

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Feb 17, 2021
Property Address	112 W MORGAN ST, CLAYTON, IL 62324-1527
Document Number	2021R01543
Instrument Date	Oct 29, 2020
Instrument	2021R-01543
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W MORGAN ST, CLAYTON, IL 62324-1527

Mortgage

Document Number	2021R01544
Date	Feb 17, 2021
Instrument	2021R-01544

Lender

Name	BEARDSTOWN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.63%

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Oct 17, 2018
Property Address	112 W MORGAN ST, CLAYTON, IL 62324-1527
Document Number	2018R08275
Instrument Date	Sep 14, 2018
Instrument	2018R-08275
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 REDWOOD DR, ARNOLD, MO 63010-1314

Mortgage

Document Number	2018R08276
Date	Oct 17, 2018
Instrument	2018R-08276

Lender

Name	CENTRAL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.12%

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ADAMS IL
Recording Date	Mar 29, 2018
Property Address	112 W MORGAN ST, CLAYTON, IL 62324-1527
Document Number	2018R02412
Instrument Date	Mar 19, 2018
Instrument	2018R-02412
Transaction Type	Foreclosure
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Clayton Township
Municipality	Clayton Village
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $3,250 Building $31,750	$105,000 Land $9,750 Building $95,250
2024	$1,724.00
2022		$22,110 Land $2,660 Building $19,450	$66,330 Land $7,980 Building $58,350
2021	$391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 W Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 W Morgan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON serves 709 people · EPA ID IL0010100
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Morgan St

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