107 W Morgan St, Clayton, IL 62324 Property Records

Adams County property record for 107 W Morgan St, Clayton, IL 62324

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,527 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Oct 2023)
Tax Bill	$1,541 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010069600000`

Property Details

APN / Parcel Number

Primary APN	`010069600000`

Exterior

Lot Area	10,527 sqft (0.24 acres)

Location & Zoning

Street Address	107 W MORGAN ST
City	CLAYTON
State	IL
Zip	62324-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 COAN SURVEY LOTS 7 & 8
Legal Range	5W
Legal Township	1N
Legal Section	34
Legal Subdivision	COANS ADD
Legal Lot Number	8,7
Jurisdiction	ADAMS IL
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4049
Census Tract	10200

Owner

107 W Morgan St is owned and occupied by an individual who bought it in October 2023.

Source: Adams County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	107 W MORGAN ST, CLAYTON, IL 62324-1526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH ADAMS STATE BANK
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Mar 8, 2022 · Amount on File
Deed Document Number	20236370
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Oct 26, 2023
Property Address	107 W MORGAN ST, CLAYTON, IL 62324-1526
Document Number	2023R06370
Instrument Date	Oct 25, 2023
Instrument	2023R-06370
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	TITLE CTRS, TITLE CENTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W MORGAN ST, CLAYTON, IL 62324-1526

Mortgage

Document Number	2023R06371
Date	Oct 26, 2023
Instrument	2023R-06371

Lender

Name	NORTH ADAMS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.74%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Mar 8, 2022
Property Address	107 W MORGAN ST, CLAYTON, IL 62324-1526
Document Number	2022R01622
Instrument Date	Feb 28, 2022
Instrument	2022R-01622
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	DAWES COUNTY ABSTRACT AND TITLE, ADAMS COUNTY ABSTRACT & TITL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W MORGAN ST, CLAYTON, IL 62324-1526

Mortgage

Document Number	2022R01623
Date	Mar 8, 2022
Instrument	2022R-01623

Lender

Name	STATE STREET BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Clayton Township
Municipality	Clayton Village
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,600 Land $2,820 Building $27,780	$91,800 Land $8,460 Building $83,340
2024	$1,541.00
2022	$1,257.00 (-6.54%)	$17,490 Land $2,310 Building $15,180	$52,470 Land $6,930 Building $45,540
2021	$1,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 W Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W Morgan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON serves 709 people · EPA ID IL0010100
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Morgan St

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