112 W Jefferson St, Philo, IL 61864 Property Records

Champaign County property record for 112 W Jefferson St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,501 sqft)
Owner	Individual Name on Record
Tax Bill	$4,717 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-158-007`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-158-007`

Exterior

Lot Area	13,501 sqft (0.31 acres)

Location & Zoning

Street Address	112 W JEFFERSON ST
City	PHILO
State	IL
Zip	61864-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7, PT 8 BLOCK 8 PHILO - ORIGINAL TOWN
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	PHILO - ORIGINAL TOWN
Legal Block	8
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1021
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 W JEFFERSON ST, PHILO, IL 61864-9221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST FIN'L BK&TR
Nov 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000017725
Record Updated	Jun 8, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 2, 2020
Property Address	112 W JEFFERSON ST, PHILO, IL 61864-9221
Document Number	0000017725
Map Reference	DD U PG 174
Instrument Date	Aug 26, 2020
Instrument	2020R17725
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	112 W JEFFERSON ST, PHILO, IL 61864-9221

Mortgage

Document Number	0000017628
Date	Sep 2, 2020
Instrument	2020R17628

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	112 W JEFFERSON ST, PHILO, IL 61864-9221
Document Number	0000017628
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 W JEFFERSON ST PHILO IL 618649221, PHILO, IL 61864-9221

Mortgage

Document Number	0000017628
Date	Sep 1, 2020
Instrument	17628

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 1, 2019
Property Address	112 W JEFFERSON ST, PHILO, IL 61864-9221
Document Number	0000018400
Map Reference	MB U PG 174
Instrument Date	Oct 25, 2019
Instrument	2019R18400
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 W JEFFERSON ST, PHILO, IL 61864-9221

Mortgage

Document Number	0000018401
Date	Nov 1, 2019
Instrument	2019R18401

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,500 (+25.02%) Land $4,220 Building $88,280	$277,500 (+25.02%) Land $12,660 Building $264,840
2024	$4,717.00 (+9.22%)
2022	$4,319.00 Homeowner's exemption	$73,990 Land $3,380 Building $70,610	$221,970 Land $10,140 Building $211,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless, Watch TV.

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