109 W Jefferson St, Philo, IL 61864 Property Records

Champaign County property record for 109 W Jefferson St, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.294 acres (12,800 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Sep 2021)
Tax Bill$2,943 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-27-23-161-002

Property Details

APN / Parcel Number

Primary APN19-27-23-161-002

Exterior

Lot Area12,800 sqft (0.294 acres)

Location & Zoning

Street Address109 W JEFFERSON ST
CityPHILO
StateIL
Zip61864-9594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 11 PHILO - ORIGINAL TOWN
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionPHILO - ORIGINAL TOWN
Legal Block11
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1024
Census Tract10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 W JEFFERSON ST, PHILO, IL 61864-9594
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJan 16, 2009 · Amount on Record
Deed Document Number202121637
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 10, 2021
Property Address109 W JEFFERSON ST, PHILO, IL 61864-9594
Document Number0000021637
Map ReferenceDD U PG 174
Instrument DateAug 27, 2021
Instrument2021R21637
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021638
DateSep 10, 2021
Instrument2021R21638
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,170 (+25.02%) Land $3,250 Building $56,920$180,510 (+25.02%) Land $9,750 Building $170,760
2024$2,943.00 (+9.98%)
2022$2,676.00 Homeowner's exemption$48,130 Land $2,600 Building $45,530$144,390 Land $7,800 Building $136,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: MF Wireless, Watch TV.

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Nearby Streets

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