Buncombe County property record for 109 Virginia Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,343 sqft · built 1953 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,409 (2025) |
| Deeds & Mortgages | Jan 2021 Sale Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3036851-2020-20 |
| Primary APN | 3036851-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,343 sqft Living Area |
| Gross Area | 4,635 sqft |
| 1st Floor Area | 1,717 sqft |
| Upper Floors Area | 392 sqft |
| Basement Area | 588 sqft |
| Utility Area | 224 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 438 sqft |
| Deck Area | 320 sqft |
| Patio Area | 357 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3036851-2020-20 |
|---|---|
| Street Address | 109 VIRGINIA RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT: 70 & TRACT B PLAT: 0205-0067 |
| Legal Subdivision | MONTREAT |
| Legal Tract | B |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 3106 |
Source: Buncombe County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 108 LAKE FAIRFIELD DR, GREENVILLE, SC 29615-1506 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 13, 2021 | Grant Deed, Transfer MANITO TITLE INSURANCE COMPANY |
| Jan 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2020 |
| Transfer Doc | 0060051438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 13, 2021 |
| Property Address | 109 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0060051445 |
| Book / Page | 006005 / 001445 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | MANITO TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 LAKE FAIRFIELD DR GREENVILLE SC 296151506, GREENVILLE, SC 29615-1506 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 15, 2020 |
| Property Address | 109 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0058540703 |
| Book / Page | 005854 / 000703 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 143 W SEVEN OAKS DR GREENVILLE SC 296053133, GREENVILLE, SC 29605-3133 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Montreat Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,409.00 (+2.76%) | $776,100 (-) Land $105,700 Building $670,400 | $776,100 (-) Land $105,700 Building $670,400 |
| 2024 | $8,183.00 (+1.89%) | ||
| 2023 | $8,031.00 | $776,100 | $776,100 (-) Land $105,700 Building $670,400 |
| 2021 | $776,100 Land $105,700 Building $670,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTREAT WATER SYSTEM serves 798 people · EPA ID NC0111484 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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