112 Valley Brook Ct, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 112 Valley Brook Ct, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,880 sqft · built 1965
Lot Size	0.205 acres (8,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2000)
Tax Bill	$10,594 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00004-01-00011`

Property Details

APN / Parcel Number

Primary APN	`10-00004-01-00011`
Alternative APN	`1000004000A00011`

Interior

Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	119 ft deep x 75 ft wide

Location & Zoning

Street Address	112 VALLEY BROOK CT
City	MIDDLESEX
State	NJ
Zip	08846-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X119 AVG
Legal Subdivision	VALLEY BROOK
Legal Block	4.1
Legal Lot Number	11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 VALLEY BROOK CT, MIDDLESEX, NJ 08846-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2000 · Amount on Record
Deed Sale	Sep 20, 2000 · Amount on Record
Deed Book / Page	4826 / 412
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	112 VALLEY BROOK CT, MIDDLESEX, NJ 08846-1625
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	INVESTORS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093454
Date	Nov 1, 2022
Book Page	19079/1456
Instrument	2022093454

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	112 VALLEY BROOK CT, MIDDLESEX, NJ 08846-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEMBERS ALLIANCE TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049012
Date	Jun 8, 2020
Book Page	17899/442
Instrument	2020049012

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,700 (+8%) Land $139,500 Building $400,200	$539,700 (+8%) Land $139,500 Building $400,200
2025	$10,594.00 (+2.52%)	$499,700 (+11.89%) Land $139,500 Building $360,200	$499,700 (+11.89%) Land $139,500 Building $360,200
2024	$10,334.00 (+4.9%)
2023		$446,600 Land $139,500 Building $307,100	$446,600 Land $139,500 Building $307,100
2022	$9,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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