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112 Tern Cir, Lafayette, LA 70508 Property Records

Lafayette Parish property record for 112 Tern Cir, Lafayette, LA 70508

Property Summary

Property TypeSingle Family Home
Details2,274 sqft · built 1980
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Mar 2023)
Tax Bill$2,123 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6047802

Property Details

APN / Parcel Number

Primary APN6047802

Interior

Building Area2,274 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area480 sqft

Location & Zoning

Street Address112 TERN CIR
CityLAFAYETTE
StateLA
Zip70508-6217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 275 QUAIL HOLLOW SUB PH II (96.75X130X81X85)
Legal Range04E
Legal Township10S
Legal Section08
Legal SubdivisionQUAIL HOLLOW SUBDIVISION PHASE
Legal Phase2
Legal Lot Number275
JurisdictionLAFAYETTE LA
Township / Civil DivisionG
Census Block Group5
Census Block5006
Census Tract1421

Owner

112 Tern Cir is owned and occupied by an individual who bought it in March 2023.

Source: Lafayette Parish records, as of April 6, 2026

Owner of RecordIndividual Name on File
Mailing Address112 TERN CIR, LAFAYETTE, LA 70508-6217
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL ONE NA
Mar 16, 2023Deed, Transfer · VA Mortgage
GMFS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2023 · Amount on File
Deed SaleMar 16, 2023 · Amount on File
Prior SaleNov 3, 2005 · Amount on File
Deed Document Number20237991
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE LA
Property Address112 TERN CIR, LAFAYETTE, LA 70508-6217
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700027466
DateJul 12, 2017
Instrument2017-00027466
Lender
NameCAPITAL ONE NA
TypeBank
AddressPLANO, TX 75074
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE LA
Recording DateMar 16, 2023
Property Address112 TERN CIR, LAFAYETTE, LA 70508-6217
Document Number202300007991
Instrument DateMar 15, 2023
Instrument2023-00007991
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 SEMINOLE DR, PICAYUNE, MS 39466-9815

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 TERN CIR, LAFAYETTE, LA 70508-6217

Mortgage

Document Number202300007992
DateMar 16, 2023
Instrument2023-00007992
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 112 Tern Cir was $2,123 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafayette Parish
MunicipalityLafayette City
Unified School DistrictLafayette Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,123.00$20,410 Land $3,355 Building $17,055$204,100 Land $33,550 Building $170,550
2023$1,376.00 (-31.75%) Homeowner's exemption$19,273 (-) Land $3,355 Building $15,918$192,730 (-) Land $33,550 Building $159,180
2022$2,016.00$19,273 Land $3,355 Building $15,918$192,730 Land $33,550 Building $159,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Tern Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims11 (2016)
Most Recent ClaimAug 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Tern Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LFT Fiber
Fiber		10,000 / 10,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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