104 Tern Cir, Lafayette, LA 70508 Property Records

Lafayette Parish property record for 104 Tern Cir, Lafayette, LA 70508

Property Summary

Property Type	Single Family Home
Details	2,211 sqft · built 1979
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (May 2021)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6012045`

Property Details

APN / Parcel Number

Primary APN	`6012045`

Interior

Building Area	2,211 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	147 ft deep x 5 ft wide
Garage Area	454 sqft

Location & Zoning

Street Address	104 TERN CIR
City	LAFAYETTE
State	LA
Zip	70508-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 271 QUAIL HOLLOW SUB PHASE II (51.05X147.13X150X85)
Legal Range	04E
Legal Township	10S
Legal Section	08
Legal Subdivision	QUAIL HOLLOW SUBDIVISION PHASE
Legal Phase	2
Legal Lot Number	271
Jurisdiction	LAFAYETTE LA
Township / Civil Division	G
Census Block Group	5
Census Block	5006
Census Tract	1421

Owner

104 Tern Cir is owned and occupied by an individual who bought it in May 2021.

Source: Lafayette Parish records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	104 TERN CIR, LAFAYETTE, LA 70508-6217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	202124445
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0000028487
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 28, 2021
Property Address	104 TERN CIR, LAFAYETTE, LA 70508-6217
Document Number	202100024445
Map Reference	ENT 1985-24410
Instrument Date	May 26, 2021
Instrument	2021-00024445
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 PECK BLVD, LAFAYETTE, LA 70508-7328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TERN CIR, LAFAYETTE, LA 70508-6217

Mortgage

Document Number	202100024446
Date	May 28, 2021
Instrument	2021-00024446

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Tern Cir was $2,353 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00	$22,626 Land $3,833 Building $18,793	$226,260 Land $38,330 Building $187,930
2023	$1,508.00 (+0.53%) Homeowner's exemption	$20,533 (-) Land $3,833 Building $16,700	$205,330 (-) Land $38,330 Building $167,000
2022	$1,500.00 Homeowner's exemption	$20,533 Land $3,833 Building $16,700	$205,330 Land $38,330 Building $167,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Tern Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	11 (2016)
Most Recent Claim	Aug 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Tern Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20