Rutherford County property record for 112 Stonecutter St, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 791 sqft · built 1922 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,353 (Apr 2005) |
| Tax Bill | $752 (2022) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1202377 |
| Primary APN | 1202377 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 791 sqft Heated Area |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,473 sqft (0.469 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 223 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 17579 |
|---|---|
| Street Address | 112 STONECUTTER ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | GPIN:1620207053590000; RS STONECUTTER ST |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 960600 |
112 Stonecutter St is owned and occupied by an individual who bought it in April 2005.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 112 STONECUTTER ST, SPINDALE, NC 28160-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2005 · Amount on File |
| Deed Sale | Apr 8, 2005 · Amount on File |
| Deed Document Number | 0000869771 |
| Deed Book / Page | 869 / 771 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 112 STONECUTTER ST, SPINDALE, NC 28160-1751 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0020393506 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 2039/3506 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $94,800 Land $11,000 Building $83,800 | $94,800 Land $11,000 Building $83,800 | |
| 2022 | $752.00 | ||
| 2021 | $752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Stonecutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Stonecutter St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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