140 Stonecutter St, Spindale, NC 28160 Property Records

Rutherford County property record for 140 Stonecutter St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 854 sqft · built 1922
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jul 2020)
Tax Bill	$654 (2022)
Deeds & Mortgages	Oct 2023 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1201161`

Property Details

APN / Parcel Number

Primary APN	`1201161`
Alternative APN	`17065`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	854 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Porch	Enclosed Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	17065
Street Address	140 STONECUTTER ST
City	SPINDALE
State	NC
Zip	28160-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LO30 PL5-135
Legal Subdivision	CAROLYN DAVIS CRAWLEY
Legal Block	2
Legal Lot Number	30
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1049
Census Tract	960600

Owner

Source: Rutherford County records, as of October 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3189 SWEETA CREEK ROAD, ASHEVILLE, NC 28803
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Intrafamily Transfer, Transfer
Jul 16, 2020	Warranty Deed, Transfer BRIAN D & POLLY EDWARDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	0020344111
Deed Book / Page	002034 / 004111
Last Transfer Date	Oct 2, 2023
Transfer Doc	0020752365
Record Updated	Jun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 2, 2023
Property Address	140 STONECUTTER ST, SPINDALE, NC 28160-1751
Document Number	0020752365
Book / Page	2075 / 2365
Map Reference	MB 5 PG 135
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SWEETA CREEK ROAD, ASHEVILLE, NC 28803

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 16, 2020
Property Address	140 STONECUTTER ST, SPINDALE, NC 28160-1751
Document Number	0020344111
Book / Page	002034 / 004111
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 SWEETEN CREEK RD ASHEVILLE NC 288032130, ASHEVILLE, NC 28803-2130

Mortgage

Document Number	20344184
Date	Jul 16, 2020
Book Page	002034/004184

Lender

Name	BRIAN D & POLLY EDWARDS
Address	176 FREEMANTOWN RD, RUTHERFORDTON, NC 28139-7672
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2025

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$82,900 Land $10,000 Building $72,900	$82,900 Land $10,000 Building $72,900
2022	$654.00
2021	$654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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