112 Sterling Dr, York, SC 29745 Property Records

York County property record for 112 Sterling Dr, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,743 sqft · built 1998
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`499-00-00-142`

Property Details

APN / Parcel Number

Primary APN	`499-00-00-142`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,743 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	1,743 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft (1.02 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Deck Area	601 sqft
Patio Area	600 sqft

Location & Zoning

Street Address	112 STERLING DR
City	YORK
State	SC
Zip	29745-7435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	LOT 26 PROVIDENCE HEIGHTS 1.02 AC LOT
Legal Subdivision	PROVIDENCE HEIGHTS
Legal Lot Number	26
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2015
Census Tract	60904

Owner

Source: York County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 STERLING DR, YORK, SC 29745-7435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 2, 2026	Deed, Transfer
Mar 2, 2026	Deed of Distribution, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit ARROWPOINTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2026
Transfer Doc	2243500123
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	112 STERLING DR, YORK, SC 29745-7435
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2109200171
Date	Dec 20, 2023
Book Page	21092/171
Instrument	2023039654

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 2, 2026
Property Address	112 STERLING DR, YORK, SC 29745-7435
Document Number	2243500123
Book / Page	22435 / 123
Map Reference	MB 109 PG 32
Instrument Date	Mar 2, 2026
Instrument	2026006891
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 STERLING DR, YORK, SC 29745-7435

March 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Mar 2, 2026
Property Address	112 STERLING DR, YORK, SC 29745-7435
Document Number	2243400241
Book / Page	22434 / 241
Map Reference	MB 109 PG 32
Instrument Date	Feb 27, 2026
Instrument	2026006865
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 STERLING DR, YORK, SC 29745-7435

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	112 STERLING DR, YORK, SC 29745-7435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1886200220
Date	Dec 22, 2020
Book Page	18862/220
Instrument	2020063441

Lender

Name	ARROWPOINTE FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+21.84%)	$8,570 (+15%) Land $1,307 Building $7,263	$426,300 (+84.19%) Land $65,000 Building $361,300
2023	$957.00 Additional exemption filed	$7,452 Land $1,449 Building $6,003	$231,446 Land $45,000 Building $186,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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