109 Sterling Dr, York, SC 29745 Property Records

York County property record for 109 Sterling Dr, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,786 sqft · built 2012
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Feb 2017)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`499-00-00-131`

Property Details

APN / Parcel Number

Primary APN	`499-00-00-131`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,786 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	48,787 sqft (1.12 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	318 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	109 STERLING DR
City	YORK
State	SC
Zip	29745-7435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	LOT 37 PROVIDENCE HEIGHTS 1.12 AC LOT
Legal Subdivision	PROVIDENCE HEIGHTS
Legal Lot Number	37
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2015
Census Tract	60904

Owner

Source: York County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 STERLING DR, YORK, SC 29745-7435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAP
Feb 6, 2017	Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	20172279
Deed Book / Page	16222 / 232
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	109 STERLING DR, YORK, SC 29745-7435
Document Number	1841100351
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STERLING DR YORK SC 297457435, YORK, SC 29745-7435

Mortgage

Document Number	1841100351
Date	Jul 13, 2020
Book Page	018411/000351
Instrument	30772

Lender

Name	ALLY CAP
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28202-2028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 6, 2017
Property Address	109 STERLING DR, YORK, SC 29745-7435
Document Number	1622200232
Book / Page	16222 / 232
Map Reference	MB 109 PG 32
Instrument Date	Jan 27, 2017
Instrument	201700002279
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$784.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 STERLING DR, YORK, SC 29745-7435

Mortgage

Document Number	201700002280
Date	Feb 6, 2017
Instrument	201700002280

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 (+16.27%)	$10,262 (+14.99%) Land $1,757 Building $8,505	$379,600 (+56.64%) Land $65,000 Building $314,600
2023	$1,567.00	$8,924 Land $1,657 Building $7,267	$242,338 Land $45,000 Building $197,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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