112 Sterling Dr, Georgetown, KY 40324 Property Records

Scott County property record for 112 Sterling Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,093 sqft · built 2003
Lot Size	7.18 acres (312,761 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Sep 2020)
Tax Bill	$5,888 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`245-00-029.000`

Property Details

APN / Parcel Number

Primary APN	`245-00-029.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,093 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	3,093 sqft
Unfinished Basement	3,093 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	312,761 sqft (7.18 acres)
Garage Type	Attached
Garage Area	738 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 STERLING DR
City	GEORGETOWN
State	KY
Zip	40324-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING VALLEY
Legal Subdivision	STERLING VALLEY
Legal Lot Number	17
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2000
Census Tract	40301

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 STERLING DR, GEORGETOWN, KY 40324-8200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit CENTER BANK & TRUST CO
Sep 18, 2020	Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2020421712
Deed Book / Page	417 / 600
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	112 STERLING DR, GEORGETOWN, KY 40324-8200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1399/473
Date	Jun 27, 2018
Book Page	M1399/473
Instrument	388141

Lender

Name	CENTER BANK & TRUST CO
Type	Non-Lending Institution
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 18, 2020
Property Address	112 STERLING DR, GEORGETOWN, KY 40324-8200
Document Number	D417/600
Book / Page	D417 / 600
Map Reference	CAB 5 SL 2011
Instrument Date	Sep 8, 2020
Instrument	421712
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 GRUNER CHAPLE RD, 3300, BURKESVILLE, KY 42717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 STELING DRIVE, GEORGETOWN, KY 40324-8200

Mortgage

Document Number	421713
Date	Sep 18, 2020
Instrument	421713

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Index	6-Month LIBOR

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,600 (+6.43%)	$703,600 (+6.43%)
2025	$5,888.00 (+15.97%)	$661,100 (+18.05%)	$661,100 (+18.05%)
2023	$5,077.00	$560,000 Land $110,000 Building $450,000	$560,000 Land $110,000 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sterling Dr

Nearby Streets

All Georgetown, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures