101 Sterling Dr, Georgetown, KY 40324 Property Records

Scott County property record for 101 Sterling Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$890,500 (Sep 2026)
Tax Bill	$6,242 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-00-019.000`

Property Details

APN / Parcel Number

Primary APN	`246-00-019.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	1,980 sqft
Finished Basement	1,980 sqft
Unfinished Basement	1,980 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stone
Foundation Type	Concrete
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	101 STERLING DR
City	GEORGETOWN
State	KY
Zip	40324-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING VALLEY
Legal Subdivision	STERLING VALLEY
Legal Lot Number	5
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2000
Census Tract	40301

Owner

Source: Scott County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 BOILING SPRINGS DR, LEXINGTON, KY 40511-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Mar 8, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	2026603051
Deed Book / Page	468 / 826
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 21, 2026
Property Address	101 STERLING DR, GEORGETOWN, KY 40324-8200
Document Number	0000603051
Book / Page	468 / 826
Instrument Date	Sep 18, 2026
Instrument	2026603051
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,940.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BOILING SPRINGS DR, LEXINGTON, KY 40511-2103

Mortgage

Document Number	0000603054,
Date	Sep 21, 2026
Instrument	2026603054

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 8, 2024
Property Address	101 STERLING DR, GEORGETOWN, KY 40324-8200
Document Number	00D447/698
Book / Page	D447 / 698
Instrument Date	Mar 6, 2024
Instrument	494728
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 WATER STONE PATH # 12861286, 12861286, GEORGETOWN, KY 40324-8324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 STERLING DR, GEORGETOWN, KY 40324-8200

Mortgage

Document Number	0000494729
Date	Mar 8, 2024
Instrument	494729

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,000 (-)	$750,000 (-)
2025	$6,242.00 (+79.68%) Homeowner's exemption	$750,000 (+74.58%)	$750,000 (+74.58%)
2023	$3,474.00 (+5.08%) Homeowner's exemption	$429,600 (+1.9%) Land $110,000 Building $319,600	$429,600 (+1.9%) Land $110,000 Building $319,600
2022	$3,306.00 Homeowner's exemption	$421,600 Land $110,000 Building $311,600	$421,600 Land $110,000 Building $311,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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