112 Spruce St, Vassar, MI 48768 Property Records

Tuscola County property record for 112 Spruce St, Vassar, MI 48768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1940
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Feb 2026)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`051-500-102-1800-00`

Property Details

APN / Parcel Number

Primary APN	`051-500-102-1800-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,160 sqft Building Perimeter
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Condo/Apartment
Lot Area	18,295 sqft (0.42 acres)
Garage Area	780 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 SPRUCE ST
City	VASSAR
State	MI
Zip	48768-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L535 PG 1036 T11N R8E LOTS 18 AND W 1/2 OF LOTS 35 AND 36 BLK 2 ALSO LOT 34 BLK 2 ORIGINAL PLAT CITY OF VASSAR
Legal Subdivision	ORIGINAL CITY OF VASSAR
Legal Block	2
Legal Lot Number	18
Jurisdiction	TUSCOLA MI
Township / Civil Division	VASSAR
Census Block Group	1
Census Block	1001
Census Tract	900

Owner

112 Spruce St is owned and occupied by two individuals who bought it in February 2026.

Source: Tuscola County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 BATES ST, CARO, MI 48723-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	Oct 20, 2023 · Amount on File
Deed Book / Page	1593 / 7
Prior Transfer Date	Oct 19, 2023
Prior Transfer Doc	0001541/91
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Feb 24, 2026
Property Address	112 SPRUCE ST, VASSAR, MI 48768-1620
Document Number	00001593/7
Book / Page	1593 / 7
Map Reference	LB 1 PG 143
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 S WEST ST, VASSAR, MI 48768-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BATES ST, CARO, MI 48723-1705

Mortgage

Document Number	0000015939
Date	Feb 24, 2026
Instrument	1593/9

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Oct 20, 2023
Property Address	112 SPRUCE ST, VASSAR, MI 48768-1620
Document Number	0001541/91
Book / Page	1541 / 91
Map Reference	LB 1 PG 93
Instrument Date	Oct 19, 2023
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2745 S SHERIDAN RD, CARO, MI 48723-9623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S WEST ST, VASSAR, MI 48768-1633

Tax Assessment & Valuation

The 2025 property tax bill for 112 Spruce St was $3,589 with a homeowner's exemption, up 122.9% from the year before.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
Municipality	Vassar City
Unified School District	Vassar Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,600 (+5.86%)	$119,200 (+5.86%)
2025	$3,589.00 (+122.92%)	$56,300	$112,600
2024	$1,610.00
2023		$50,100 (+35.41%)	$100,200 (+35.41%)
2022		$37,000	$74,000
2020	$1,496.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 112 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1986–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VASSAR serves 2,697 people · EPA ID MI0006780
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T.

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