Highlands County property record for 112 Springdale Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 1968 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (May 2026) |
| Tax Bill | $3,346 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C134807000400050 |
| Primary APN | C134807000400050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| Gross Area | 2,327 sqft |
| 1st Floor Area | 2,087 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 250 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,344 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 480 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Patio Area | 1,287 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 112 SPRINGDALE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SEBRING SHORES DEV SEC 2 PB 7-PG 30 LOTS 5 + 6 BLK 4 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | SEBRING SHORES DEV SEC 02 |
| Legal Block | 4 |
| Legal Lot Number | 5,6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 960700 |
Source: Highlands County records · APN C134807000400050
Assessment roll updated December 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING |
| May 06, 2026 | Warranty Deed, Transfer · FHA Mortgage ACRI MORTGAGE |
| Apr 13, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 04, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2026 · Amount on Record |
| Deed Sale | May 06, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2021 · Amount on Record |
| Deed Document Number | 20262311903 |
| Deed Book / Page | 3191 / 378 |
| Prior Transfer Date | Mar 26, 2021 |
| Prior Transfer Doc | 0002028751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 3038 CEDORA TER, SEBRING, FL 33870-6828 |
| Document Number | 0002283681 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 3151/498 |
| Instrument | 2283681 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 06, 2026 |
| Property Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Document Number | 0002311903 |
| Book / Page | 3191 / 378 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.2311903 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Document Number | 0002311904, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 2026.2311904 |
| Name | ACRI MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0002311905, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 3191/394 |
| Instrument | 2026.2311905 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Document Number | 0002028751 |
| Book / Page | 2815 / 892 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2028751 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BASTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 112 SPRINGDALE RD, 112, SEBRING, FL 33870-1462 |
| Name | Verified Name |
|---|---|
| Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Document Number | 0002815894 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2815/894 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 112 SPRINGDALE RD, SEBRING, FL 33870-1462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001910291 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 2654/0477 |
| Instrument | 1910291 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $256,250 (+6.2%) Land $33,375 Building $222,875 | $256,250 (+6.2%) Land $33,375 Building $222,875 | |
| 2024 | $3,346.00 (-5.37%) | ||
| 2023 | $3,536.00 (+8.77%) | $241,279 (+16.05%) Land $20,025 Building $221,254 | $241,279 (+16.05%) Land $20,025 Building $221,254 |
| 2022 | $3,251.00 | $207,915 Land $12,683 Building $195,232 | $207,915 Land $12,683 Building $195,232 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559607003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 367 locations within half a mile of this property.
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