108 Springdale Rd, Sebring, FL 33870 Property Records

Highlands County property record for 108 Springdale Rd, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,371 sqft · built 1979
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on Record
Last Sale$272,000 (May 2026)
Tax Bill$1,343 (2024)
Deeds & MortgagesNov 2021 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC134807000400030

Property Details

APN / Parcel Number

Primary APNC134807000400030
Alternative APN
  • C-13-34-28-070-0040-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,371 sqft Living Area
Gross Area1,714 sqft
1st Floor Area1,371 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area343 sqft
DrivewayConcrete Driveway
Driveway Area702 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area336 sqft
PorchOpen Porch
Porch Area80 sqft
Patio Area626 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address108 SPRINGDALE RD
CitySEBRING
StateFL
Zip33870-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSEBRING SHORES DEV SEC 2 PB 7-PG 30 LOT 3 BLK 4
Legal Range28E
Legal Township34S
Legal Section13
Legal SubdivisionSEBRING SHORES DEV SEC 02
Legal Block4
Legal Lot Number3
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3046
Census Tract960700

Owner

Source: Highlands County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 SPRINGDALE RD, SEBRING, FL 33870-1462
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 8, 2026Warranty Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jan 7, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2026 · Amount on Record
Deed SaleMay 8, 2026 · Amount on Record
Prior SaleJan 7, 2020 · Amount on Record
Deed Document Number20262312283
Deed Book / Page3191 / 1491
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address108 SPRINGDALE RD, SEBRING, FL 33870-1462
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002065374
DateNov 22, 2021
Book Page2867/236
Instrument2065374
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 8, 2026
Property Address108 SPRINGDALE RD, SEBRING, FL 33870-1462
Document Number0002312283
Book / Page3191 / 1491
Instrument DateMay 8, 2026
Instrument2026.2312283
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$192,304.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 SPRINGDALE RD, SEBRING, FL 33870-1462

Mortgage

Document Number0002312283,
DateMay 8, 2026
Book Page3191/1493
Instrument2026.2312283
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 7, 2020
Property Address108 SPRINGDALE RD, SEBRING, FL 33870-1462
Document Number0001970043
Book / Page002731 / 001403
Instrument DateJan 6, 2020
Instrument1970043
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address108 SPRINGDALE RD SEBRING FL 338701462, SEBRING, FL 33870-1462

Mortgage

Document Number1970044
DateJan 7, 2020
Book Page002731/001405
Instrument1970044
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 6, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119,028 (+5.99%)$167,947 (+4.42%) Land $18,188 Building $149,759
2024$1,343.00 (+3.39%)
2023$1,299.00 (+2.44%) Homeowner's exemption$112,304 (+3%)$160,840 (+16.3%) Land $10,912 Building $149,928
2022$1,268.00 Homeowner's exemption$109,033$138,297 Land $6,911 Building $131,386

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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