McHenry County property record for 112 S River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,686 sqft · built 1945 |
| Lot Size | 8.9 acres (387,684 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $17,728 (2024) |
| Deeds & Mortgages | Jun 2026 Transfer Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-200-018 |
| Primary APN | 14-01-200-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 5 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Basement Area | 1,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cottage |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 387,684 sqft (8.9 acres) |
| Deck Area | 247 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 112 S RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0023359 PT W1/2 N1/2 N1/2 NE1/4 & PT E1/2 NW1/4 LYING E OF RIVER RD MEMO: BARSHINGER, CLARK E TR 1/2 INT/ LAROWE, LOJAN EVE TR 1/2 INT |
| Legal Tract | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 870811 |
112 S River Rd is held in a trust since May 2026.
Source: McHenry County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 114 S RIVER RD, MCHENRY, IL 60051-9247 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 22, 2016 | Deed of Trust, Mortgage · VA Mortgage INLAND BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 8, 2026 |
| Transfer Doc | 0000015781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 112 S RIVER RD, MCHENRY, IL 60051-9247 |
| Document Number | 0000015781 |
| Instrument Date | May 8, 2026 |
| Instrument | 202615781 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 114 S RIVER RD, MCHENRY, IL 60051-9247 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 112 S RIVER RD, MCHENRY, IL 60051-9247 |
| Document Number | 0000000019 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 112 S RIVER RD MCHENRY IL 600519247, MCHENRY, IL 60051-9247 |
| Document Number | 0000000019 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 19 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Address | OAK BROOK |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $17,728.00 | $238,838 Land $74,282 Building $164,556 | $716,514 Land $222,846 Building $493,668 |
| 2022 | Homeowner's exemption | $195,872 Land $60,919 Building $134,953 | $587,616 Land $182,757 Building $404,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 S River Rd in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 S River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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