McHenry County property record for 107 S River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.168 acres (7,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Mar 2026) |
| Tax Bill | $7,252 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-380-015 |
| Primary APN | 09-36-380-015 |
|---|
| Lot Area | 7,356 sqft (0.168 acres) |
|---|
| Street Address | 107 S RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0000693 LTS 1 & 11 BLK 2 ELMKIRK PARK |
| Legal Subdivision | ELMKIRK PARK |
| Legal Block | 2 |
| Legal Lot Number | 1,11 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 870702 |
Source: McHenry County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 S RIVER RD, MCHENRY, IL 60051-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2020 · Amount on Record |
| Deed Document Number | 20266596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 12, 2026 |
| Property Address | 107 S RIVER RD, MCHENRY, IL 60051-9248 |
| Document Number | 0000006596 |
| Map Reference | DOC 298832 MB12 PG51 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026R0006596 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 S RIVER RD, MCHENRY, IL 60051-9248 |
| Document Number | 0000006597 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026R0006597 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,252.00 | $98,675 (+20.32%) Land $14,397 Building $84,278 | $296,025 (+20.32%) Land $43,191 Building $252,834 |
| 2022 | Homeowner's exemption | $82,013 Land $11,966 Building $70,047 | $246,039 Land $35,898 Building $210,141 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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