112 Ridge Oak Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 112 Ridge Oak Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1984
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,400 (Jun 2017)
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R154731`

Property Details

APN / Parcel Number

Primary APN	`R154731`
Alternative APNs	`00821200600800111` `154731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,733 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	237 sqft
Storage Building	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 RIDGE OAK DR
City	RED OAK
State	TX
Zip	75154-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 6 SHADOWRIDGE #2 .589 AC
Legal Subdivision	SHADOWRIDGE #2
Legal Block	6
Legal Lot Number	8
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3010
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 RIDGE OAK DR, RED OAK, TX 75154-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage LIBERTY REVERSE MTG
Jun 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage JANICE C LE FLORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Jun 15, 2011
Deed Document Number	201715067
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000015067
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	112 RIDGE OAK DR, RED OAK, TX 75154-5016
Document Number	0000041107
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIDGE OAK DR RED OAK TX 751545016, RED OAK, TX 75154-5016

Mortgage

Document Number	0000041107
Date	Nov 9, 2020
Instrument	41107

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	2.08%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	112 RIDGE OAK DR, RED OAK, TX 75154-5016
Document Number	0000041106
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIDGE OAK DR RED OAK TX 751545016, RED OAK, TX 75154-5016

Mortgage

Document Number	0000041106
Date	Nov 9, 2020
Instrument	41106

Lender

Name	LIBERTY REVERSE MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	2.08%

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 1, 2017
Property Address	112 RIDGE OAK DR, RED OAK, TX 75154-5016
Document Number	0000015067
Instrument Date	May 24, 2017
Instrument	15067
Transaction Type	Construction Loan
Record Updated	Jun 20, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIDGE OAK DR RED OAK TX 751545016, RED OAK, TX 75154-5016

Mortgage

Document Number	15068
Date	Jun 1, 2017
Instrument	15068

Lender

Name	JANICE C LE FLORE
Address	213 GARDEN VALLEY LN, RED OAK, TX 75154-4710
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2018

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,164 (+9.04%) Land $95,000 Building $296,164	$391,164 (+9.04%) Land $95,000 Building $296,164
2025	$1,488.00 (-41.3%) Homeowner's exemption Senior Citizen's exemption	$358,728 (-12.34%) Land $95,000 Building $263,728	$358,728 (-12.34%) Land $95,000 Building $263,728
2024	$2,535.00 (+1.4%)
2023	$2,500.00 (-36.11%) Homeowner's exemption Senior Citizen's exemption	$409,240 Land $75,000 Building $334,240	$409,240 Land $75,000 Building $334,240
2018	$3,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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