St. Johns County property record for 112 Prairie Ridge Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,572 sqft · built 2015 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,120 (Oct 2015) |
| Tax Bill | $3,357 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027501-5130 |
| Primary APN | 027501-5130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 2,106 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 112 PRAIRIE RIDGE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/68-77 SAMARA LAKES PARCEL C PHASE 2 LOT 513 OR4094/643 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | SAMARA LAKES PARCEL C PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 513 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20906 |
Source: St. Johns County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2015 · Amount on Record |
| Deed Sale | Oct 5, 2015 · Amount on Record |
| Deed Document Number | 201563047 |
| Deed Book / Page | 4094 / 643 |
| Last Transfer Date | May 11, 2026 |
| Transfer Doc | 0000046068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 29, 2026 |
| Property Address | 112 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852 |
| Document Number | 0000046068 |
| Book / Page | 6373 / 515 |
| Instrument Date | May 11, 2026 |
| Instrument | 202646068 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 112 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 112 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 112 PRAIRIE RIDGE DR, ST AUGUSTINE, FL 32092-1852 |
| Document Number | 0062290307 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 6229/307 |
| Instrument | 2025079527 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 112 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 112 PRAIRIE RIDGE DR, ST AUGUSTINE, FL 32092-1852 |
| Document Number | 0054141820 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 5414/1820 |
| Instrument | 2021121469 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 112 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048000589 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 4800/0589 |
| Instrument | 2019070636 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,341 (+2.7%) | $360,946 (-8.74%) Land $80,000 Building $280,946 | |
| 2025 | $3,357.00 (+13.14%) Homeowner's exemption | $263,234 (+2.9%) | $395,531 (-4.73%) Land $80,000 Building $315,531 |
| 2024 | $2,967.00 (+2.06%) Homeowner's exemption | $255,815 (+3%) | $415,188 (-1.32%) Land $95,000 Building $320,188 |
| 2023 | $2,907.00 (+3.12%) Homeowner's exemption | $248,364 (+3%) | $420,752 (+9.55%) Land $105,000 Building $315,752 |
| 2022 | $2,819.00 Homeowner's exemption | $241,130 | $384,056 Land $84,000 Building $300,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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