108 Prairie Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 108 Prairie Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,740 sqft · built 2015
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$238,605 (Apr 2015)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027501-5120`

Property Details

APN / Parcel Number

Primary APN	`027501-5120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	3,345 sqft
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 PRAIRIE RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	64/68-77 SAMARA LAKES PARCEL C PHASE 2 LOT 512 OR4012/19
Legal Range	28E
Legal Township	06S
Legal Section	37
Legal Subdivision	SAMARA LAKES PARCEL C PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	512
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1007
Census Tract	20906

Owner

108 Prairie Ridge Dr is owned and occupied by an individual who bought it in April 2015.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	108 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2015 · Amount on File
Deed Sale	Apr 9, 2015 · Amount on File
Deed Document Number	201521060
Deed Book / Page	4012 / 19
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	108 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852

Mortgage

Document Number	0055201315
Date	Mar 22, 2022
Book Page	5520/1315
Instrument	2022030154

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 108 Prairie Ridge Dr was $3,497 with a homeowner's exemption, up 13.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,991 (+2.7%)	$366,185 (-9.38%) Land $80,000 Building $286,185
2025	$3,497.00 (+13.06%) Homeowner's exemption	$273,604	$404,096 Land $80,000 Building $324,096
2024	$3,093.00 (+2.05%)
2023	$3,031.00 (+3.1%) Homeowner's exemption	$258,149 (+3%)	$429,730 (+9.47%) Land $105,000 Building $324,730
2022	$2,940.00 Homeowner's exemption	$250,630	$392,567 Land $84,000 Building $308,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Prairie Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Prairie Ridge Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20