112 Pine St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 112 Pine St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,147 sqft Living Area
Lot Size	44,867 sqft (1.03 acres)
Occupancy	Owner Occupied
Last Sale	$129,320 (2021)
Tax Bill	$4,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.13-3-15`
Alternative APNs	`260105601300030150000000` `431A101460`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,147 sqft Living Area
1st Floor	640 sqft 1st Floor
2nd Floor	374 sqft 2nd Floor
Upper Floors	133 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Stucco Exterior
Lot Area	44,867 sqft (1.03 acres)
Lot Width	226 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Shed	1 Shed
Porch	1 Porch
Porch Area	133 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101460
Street Address	112 PINE ST
City	COBLESKILL
State	NY
Zip	12043-1556
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STUCCO HSE BRN ALSO SEE 355/355
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	4
Census Block	4014
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.13-3-15

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 PINE ST, COBLESKILL, NY 12043-1556
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2021 · Amount on Record
Deed Sale	Jun 08, 2021 · Amount on Record
Prior Sale	Aug 08, 2011 · Amount on Record
Deed Doc Number	2021790328
Deed Book / Page	1138 / 236
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	0000000963/000000004
Record Refreshed	Jun 08, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jun 08, 2021
Property Address	112 PINE ST, COBLESKILL, NY 12043-1556
Document Number	001138/236
Book / Page	1138 / 236
Instrument Date	May 26, 2021
Instrument	790328
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13092, ALBANY, NY 12212-3092

Mortgage

Document Number	0000790330
Date	Jun 08, 2021
Instrument	790330

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,340.00 (-18.8%)	$71,500 (-) Land $9,200 Building $62,300	$145,918 (+16.33%) Land $18,775 Building $127,143
2023		$71,500 Land $9,200 Building $62,300	$125,439 Land $16,140 Building $109,299
2020	$5,345.00

Flood & Wildfire

112 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.