Schoharie County and Cobleskill Town property record for 107 Pine St, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1860 |
| Square Footage | 1,787 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,824.00 (2025) |
| Primary APN | 432601 56.13-4-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,787 sqft Living Area |
| 1st Floor | 1,162 sqft 1st Floor |
| Upper Floors | 625 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 121 ft x 146 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 496 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A101056 |
|---|---|
| Street Address | 107 PINE ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-1557 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOU BARN HENHOUSE |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.13-4-16
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jun 08, 2006 | Deed of Trust, Mortgage COUNTRYWIDE HOME LOAN |
| Aug 02, 2006 | Deed of Trust, Mortgage FIRST NEW YORK FEDERAL CREDIT UNION |
| Oct 17, 2013 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Jul 15, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment SUNMARK FCU |
| Jul 15, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001930/199 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1930/199 |
| Instrument | 787009 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001169/0000000233 |
|---|---|
| Date | Jun 08, 2006 |
| Book Page | 0000001169/0000000233 |
| Instrument | 0000455916 |
| Name | COUNTRYWIDE HOME LOAN |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 283 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001182/0000000152 |
|---|---|
| Date | Aug 02, 2006 |
| Book Page | 0000001182/0000000152 |
| Instrument | 0000458165 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001615/0000000200 |
|---|---|
| Date | Oct 17, 2013 |
| Book Page | 0000001615/0000000200 |
| Instrument | 0000652584 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002004/81 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2004/81 |
| Instrument | 813589 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 15, 2022 |
| Property Address | 107 PINE ST, COBLESKILL, NY 12043-1557 |
| Document Number | 001169/233 |
| Book / Page | 1169 / 233 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 813587 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 MAIN ST, MIDDLEBURGH, NY 12122-6306 |
| Document Number | 0000813588 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 813588 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Number | 0002004/81 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 2004/81 |
| Instrument | 813589 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,824.00 (+8.67%) | $79,800 (-) Land $10,000 Building $69,800 | $162,857 (+16.33%) Land $20,408 Building $142,449 |
| 2023 | $79,800 Land $10,000 Building $69,800 | $140,000 Land $17,544 Building $122,456 | |
| 2020 | $4,439.00 |
107 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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