108 Penrose Ln, Temple, TX 76502 Property Records

Bell County property record for 108 Penrose Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,749 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$3,799 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0681930138`

Property Details

APN / Parcel Number

Primary APN	`0681930138`
Alternative APNs	`351918` `829366`

Interior

Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,749 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	829366
Street Address	108 PENROSE LN
City	TEMPLE
State	TX
Zip	76502-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESCENT VIEW PHASE ONE, BLOCK 003, LOT 0005
Legal Subdivision	CRESCENT VIEW PHASE ONE
Legal Block	3
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1001
Census Tract	20301

Owner

108 Penrose Ln is owned and occupied by an individual who acquired it in December 2022.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 PENROSE LN, TEMPLE, TX 76502-5191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 9, 2022	Vendor's Lien, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 27, 2017	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022
Deed Sale	Dec 9, 2022
Prior Sale	Jun 27, 2017
Deed Document Number	2022072886
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	108 PENROSE LN, TEMPLE, TX 76502-5191
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PENROSE LN, TEMPLE, TX 76502-5191

Mortgage

Document Number	0000011099
Date	Mar 15, 2024
Instrument	2024011099

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 9, 2022
Property Address	108 PENROSE LN, TEMPLE, TX 76502-5191
Document Number	0000072886
Map Reference	CAB C SL 377-C
Instrument Date	Dec 9, 2022
Instrument	2022072886
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 ENFIELD DR, ROCKDALE, TX 76567-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PENROSE LN, TEMPLE, TX 76502-5191

Mortgage

Document Number	0000072887
Date	Dec 9, 2022
Instrument	2022072887

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 27, 2017
Property Address	108 PENROSE LN, TEMPLE, TX 76502-5191
Document Number	0000026647
Map Reference	CAB C SL377-C
Instrument Date	Jun 23, 2017
Instrument	2017-00026647
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PENROSE LN, TEMPLE, TX 76502-5191

Mortgage

Document Number	0000026648
Date	Jun 27, 2017
Instrument	2017-00026648

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,799.00 (-14.57%) Homeowner's exemption	$303,761 Land $32,000 Building $271,761	$303,761 Land $32,000 Building $271,761
2022	$4,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Penrose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Penrose Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Nextlink, Verizon.

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