Brevard County property record for 112 Palm Cir, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,229 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Aug 2017) |
| Tax Bill | $4,303 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-37-30-75-B-14 |
| Primary APN | 26-37-30-75-B-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 3,692 sqft |
| 1st Floor Area | 2,229 sqft |
| Upper Floors Area | 309 sqft |
| Attic | Attic |
| Attic Area | 309 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 723 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 431 sqft |
| Deck Area | 382 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2609986 |
|---|---|
| Street Address | 112 PALM CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PALM SHORE ESTATES LOT 14 BLK B |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | PALM SHORE ESTATES |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 64127 |
112 Palm Cir is owned and occupied by an individual who bought it in August 2017.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 PALM CIR, MELBOURNE, FL 32940-7203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Aug 4, 2017 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on File |
| Deed Sale | Aug 4, 2017 · Amount on File |
| Prior Sale | Apr 6, 2004 · Amount on File |
| Deed Document Number | 2017163223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 112 PALM CIR, MELBOURNE, FL 32940-7203 |
| Document Number | 0106082444 |
| Book / Page | 10608 / 2444 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202684368 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 112 PALM CIR, MELBOURNE, FL 32940-7203 |
| Document Number | 0000084368, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 10608/2444 |
| Instrument | 202684368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 112 PALM CIR, PALM SHORES, FL 32940-7203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 PALM CIR, PALM SHORES, FL 32940-7203 |
| Document Number | 0094610752 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 9461/752 |
| Instrument | 2022079947 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 4, 2017 |
| Property Address | 112 PALM CIR, PALM SHORES, FL 32940-7203 |
| Document Number | 0079531931 |
| Book / Page | 007953 / 001931 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 163223 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2017 |
| Title Company | TITLE COMPANY/BREVARD, TITLE CO/BREVARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 PALM CIR MELBOURNE FL 329407203, MELBOURNE, FL 32940-7203 |
| Document Number | 79531933 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 007953/001933 |
| Instrument | 163224 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2025 property tax bill for 112 Palm Cir was $4,303 with a homeowner's exemption, up 7.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Shores Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,970 (+2.7%) | $504,530 (-0.63%) | |
| 2025 | $4,303.00 (+7.6%) Homeowner's exemption | $345,640 | $507,730 |
| 2024 | $3,999.00 (+1.57%) | ||
| 2023 | $3,937.00 (+7.77%) Homeowner's exemption | $326,120 (+3%) | $509,130 (+8.39%) Land $75,000 Building $434,130 |
| 2022 | $3,653.00 Homeowner's exemption | $316,630 | $469,720 Land $73,000 Building $396,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Palm Cir in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 14 (1993–2017) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Palm Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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