Brevard County property record for 103 Palm Cir, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,911 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2016) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-37-30-75-A-2 |
| Primary APN | 26-37-30-75-A-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 2,993 sqft |
| 1st Floor Area | 1,911 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 138 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 694 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 388 sqft |
| Patio Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2609930 |
|---|---|
| Street Address | 103 PALM CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PALM SHORE ESTATES LOT 2 BLK A |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | PALM SHORE ESTATES |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 64127 |
103 Palm Cir is owned and occupied by an individual who acquired it in July 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 PALM CIR, MELBOURNE, FL 32940-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LAUNCH CU |
| Oct 11, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Document Number | 2016133166 |
| Deed Book / Page | 7659 / 523 |
| Last Transfer Date | Jul 2, 2021 |
| Transfer Doc | 0091832382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 103 PALM CIR, PALM SHORES, FL 32940-7204 |
| Document Number | 0091832382 |
| Book / Page | 9183 / 2382 |
| Map Reference | MB 35 PG 24&25 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021177426 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 PALM CIR, MELBOURNE, FL 32940-7204 |
| Document Number | 0091832383 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 9183/2383 |
| Name | LAUNCH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 103 PALM CIR, PALM SHORES, FL 32940-7204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0082821583 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 8282/1583 |
| Instrument | 2018227331 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Palm Cir was $1,812 with exemptions applied, up 11.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Shores Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,550 (+2.69%) | $358,330 (-1.38%) | |
| 2025 | $1,812.00 (+11.44%) Homeowner's exemption | $143,680 | $363,330 |
| 2024 | $1,626.00 (+2.46%) | ||
| 2023 | $1,587.00 (+8.48%) Homeowner's exemption | $135,580 (+2.99%) | $351,780 (+6.83%) Land $75,000 Building $276,780 |
| 2022 | $1,463.00 Homeowner's exemption | $131,640 | $329,290 Land $73,000 Building $256,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Palm Cir in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 14 (1993–2017) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Palm Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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