112 Opal Ave, Newport Beach, CA 92662 Property Records

Orange County property record for 112 Opal Ave, Newport Beach, CA 92662

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,640 sqft · built 2001
Lot Size	0.059 acres (2,550 sqft)
Owner	Trust Name on File
Last Sale	$2,300,000 (Sep 2004)
Tax Bill	$33,996 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`050-051-25`

Property Details

APN / Parcel Number

Primary APN	`050-051-25`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	2,550 sqft (0.059 acres)
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	112 OPAL AVE
City	NEWPORT BEACH
State	CA
Zip	92662-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR BALBOA ISLAND RESUB SEC 1 BLK 11 LOT 33
Legal Subdivision	BALBOA ISLAND SEC 01
Legal Tract	99
Legal Block	11
Legal Lot Number	33
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1011
Census Tract	63006

Owner

112 Opal Ave is held in a trust since September 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	1259 WESTERN AVE, WESTFIELD, MA 01085-3988
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 12, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2004 · Amount on File
Deed Sale	Sep 13, 2004 · Amount on File
Prior Sale	Sep 15, 1997 · Amount on File
Deed Document Number	2004823091
Last Transfer Date	Sep 25, 2017
Transfer Doc	0000418914
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	112 OPAL AVE, NEWPORT BEACH, CA 92662-1031
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1259 WESTERN AVE, WESTFIELD, MA 01085-3988

Mortgage

Document Number	0000220428
Date	Mar 31, 2021
Instrument	2021000220428

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	112 OPAL AVE, NEWPORT BEACH, CA 92662-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171835
Date	Apr 16, 2020
Instrument	2020000171835

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2030
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	112 OPAL AVE, NEWPORT BEACH, CA 92662-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295622
Date	Aug 12, 2019
Instrument	2019000295622

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 2, 2017
Property Address	112 OPAL AVE, NEWPORT BEACH, CA 92662-1031
Document Number	0000418914
Instrument Date	Sep 25, 2017
Instrument	418914
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	112 OPAL AVE BALBOA ISLAND CA 926621031, BALBOA ISLAND, CA 92662-1031

Tax Assessment & Valuation

The 2025 property tax bill for 112 Opal Ave was $33,996.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,270,126 (+2%) Land $2,790,881 Building $479,245
2025	$33,996.00	$3,206,006 Land $2,736,157 Building $469,849
2023	$32,683.00 (+1.68%)	$3,081,514 Land $2,629,909 Building $451,605
2022	$32,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 112 Opal Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 169 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	169 in force
Nearby Flood Claims	7 (1995–2009)
Most Recent Claim	Nov 2009 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 Opal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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