112 Oak St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 112 Oak St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1982
Lot Size	0.402 acres (17,507 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Mar 2024)
Tax Bill	$8,636 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4950-00070-0090`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4950-00070-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,507 sqft (0.402 acres)
Driveway	Concrete Driveway
Driveway Area	772 sqft
Pool Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 OAK ST
City	FLAGLER BEACH
State	FL
Zip	32136-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM HARBOR SUBD BLK 7 PRCL LOCATED WEST OF LT 7 A/K/A LOT G BLK 7 & THE ELY 16.66 OR LOT F OR 168/557 OR 191/630 OR 471/1812 OR 2553/518-519-ACM & DC OR 2843/1078 OR 2843/1109 OR 2852/403
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	PALM HARBOR SUBD
Legal Block	7
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1001
Census Tract	60304

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 OAK ST, FLAGLER BEACH, FL 32136-3415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2024	Intrafamily Transfer, Transfer VETERANS TITLE INC, VETERANS TITLE LLC
May 10, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	20249842
Deed Book / Page	2852 / 403
Prior Transfer Date	Jan 30, 2024
Prior Transfer Doc	0000004303
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 12, 2024
Property Address	112 OAK ST, FLAGLER BEACH, FL 32136-3415
Document Number	0028520403
Book / Page	2852 / 403
Map Reference	MB 5 PG 21
Instrument Date	Feb 22, 2024
Instrument	2024009842
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 OLD OAK DR S, PALM COAST, FL 32137-8914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OAK ST, FLAGLER BEACH, FL 32136-3415

Mortgage

Document Number	0002852405
Date	Mar 12, 2024
Instrument	2852/405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Feb 1, 2024
Property Address	112 OAK ST, FLAGLER BEACH, FL 32136-3415
Document Number	0028431109
Book / Page	2843 / 1109
Map Reference	MB 5 PG 21
Instrument Date	Jan 30, 2024
Instrument	2024004313
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OAK ST, FLAGLER BEACH, FL 32136-3415

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	112 OAK ST, FLAGLER BEACH, FL 32136-3415
Document Number	0022170357
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OAK ST FLAGLER BEACH FL 321363415, FLAGLER BEACH, FL 32136-3415

Mortgage

Document Number	0022170357
Date	Jul 11, 2017
Book Page	002217/000357
Instrument	24119

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,636.00 (+115.09%)	$490,789 (+129.09%) Land $186,900 Building $303,889	$490,789 (-4.98%) Land $186,900 Building $303,889
2024	$4,015.00 (+22.6%)
2023	$3,275.00 (+0.24%) Homeowner's exemption Widower's exemption	$214,233 (+3%)	$516,509 (+6.29%) Land $272,000 Building $244,509
2022	$3,267.00 Homeowner's exemption Widower's exemption	$207,993	$485,951 Land $264,000 Building $221,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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