Flagler County property record for 105 Oak St, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,423 sqft · built 1979 |
| Lot Size | 0.186 acres (8,124 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,132 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 12-12-31-4950-00040-0030 |
| Primary APN | 12-12-31-4950-00040-0030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,423 sqft Heated Area |
| Gross Area | 1,726 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,124 sqft (0.186 acres) |
| Driveway | Driveway |
| Driveway Area | 250 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 105 OAK ST |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM HARBOR SUBD BLOCK 4 LOT 3 OR BOOK 111 PAGE 671 OR BOOK 222 PG 126 OR 395 PG 737 OR 463 PG 1707-CD OR 1034 PG 654 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 12 |
| Legal Subdivision | PALM HARBOR SUB |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60304 |
The current owner of 105 Oak St acquired it in January 2004.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 105 OAK ST, FLAGLER BEACH, FL 32136-3416 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2004 |
| Transfer Doc | 0010340654 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 105 Oak St was $1,132 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 Homeowner's exemption | $101,662 | $214,229 Land $89,000 Building $125,229 |
| 2023 | $723.00 (-27.19%) Homeowner's exemption | $79,834 (-14.17%) | $194,927 (-13.33%) Land $85,000 Building $109,927 |
| 2022 | $993.00 Homeowner's exemption | $93,011 | $224,914 Land $82,500 Building $142,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Oak St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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