112 Montgomery Rd SW, Summit, MS 39666 Property Records

Lincoln County property record for 112 Montgomery Rd SW, Summit, MS 39666

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,161 sqft · built 1962
Lot Size	7.55 acres (328,878 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-8-34-009`

Property Details

APN / Parcel Number

Primary APN	`75-8-34-009`
Alternative APNs	`005386` `5386`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,161 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	328,878 sqft (7.55 acres)
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5386
Street Address	112 MONTGOMERY RD SW
City	SUMMIT
State	MS
Zip	39666-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF W1/2 OF W1/2 OF NE1/4 LESS PT S OF DICKERSON CRK & LESS PT TO LARRY MOAK & C. WALLACE DB 691-834 10/5/79
Jurisdiction	LINCOLN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1051
Census Tract	950401

Owner

Source: Lincoln County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	112 MONTGOMERY RD SW, SUMMIT, MS 39666-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 1979
Deed Sale	Oct 4, 1979
Deed Document Number	0000691834
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	112 MONTGOMERY RD SW, SUMMIT, MS 39666-9005
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1545/579
Date	Jul 21, 2017
Book Page	1545/579
Instrument	20173589

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39215

Agreement

Amount	Amount Recorded
Term	116 Months
Due	Mar 1, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00 (+28.04%) Homeowner's exemption	$14,330 (+30.78%)	$137,990 (+30.56%) Land $12,310 Building $125,680
2024	$863.00 (-1.15%) Homeowner's exemption	$10,957 (+0.16%)	$105,690 (+0.11%) Land $9,250 Building $96,440
2023	$873.00 (-0.68%) Homeowner's exemption	$10,939 (-0.05%)	$105,570 (-0.04%) Land $9,130 Building $96,440
2022	$879.00 Homeowner's exemption	$10,945	$105,610 Land $9,170 Building $96,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE CHITTO WATER ASSOCIATION public/private · serves 2,162 people · EPA ID MS0430001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20