Woodford County property record for 112 McCowans Ferry Aly, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Oct 2018) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3030-004-00 |
| Primary APN | 30-3030-004-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,000 sqft (0.091 acres) |
|---|
| Account Number | 31595 |
|---|---|
| Street Address | 112 MCCOWANS FERRY ALY |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-8057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WOOLDRIDGE GARDENS PH 11 |
| Legal Lot Number | 266 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50103 |
112 McCowans Ferry Aly is owned and occupied by an individual who bought it in October 2018.
Source: Woodford County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK |
| Oct 23, 2018 | Deed, Transfer · Commercial Mortgage CITIZENS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 201864615 |
| Deed Book / Page | 310 / 4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 112 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057 |
| Document Number | 00M947/323 |
|---|---|
| Date | May 11, 2022 |
| Book Page | M947/323 |
| Instrument | 140222 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Oct 23, 2018 |
| Property Address | 112 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057 |
| Document Number | D310/004 |
| Book / Page | D310 / 004 |
| Map Reference | CAB D SL 268 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 64615 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 RAVENS CREST LN, 4300, LEXINGTON, KY 40515-8552 |
| Name | Verified Name |
|---|---|
| Address | 112 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057 |
| Document Number | 64616 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 64616 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 112 McCowans Ferry Aly was $2,144.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,144.00 | $235,000 | $235,000 |
| 2023 | $1,856.00 | $182,500 | $182,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 McCowans Ferry Aly in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 39 (1978–1997) |
| Claims Outside the SFHA | 8 of 39 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 McCowans Ferry Aly is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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